707 N Birch St, Creston, IA 50801 Property Records

Union County property record for 707 N Birch St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1888
Lot Size	0.358 acres (15,600 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Mar 2026)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0501286001`

Property Details

APN / Parcel Number

Primary APN	`0501286001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,600 sqft (0.358 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	322 sqft
Patio Area	736 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	707 N BIRCH ST
City	CRESTON
State	IA
Zip	50801-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWIG 2ND LOT 41
Legal Subdivision	SWIGERT S SECOND ADDITION
Legal Lot Number	41
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4005
Census Tract	190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	707 N BIRCH ST, CRESTON, IA 50801-1604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Aug 6, 2020	Warranty Deed, Transfer
Aug 25, 2011	Warranty Deed, Transfer THE SOUTHERN IOWA COUNCIL OF GOVERN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	2026494
Deed Book / Page	1377 / 4
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	707 N BIRCH ST, CRESTON, IA 50801-1604
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001257/163
Date	Jul 28, 2021
Book Page	1257/163
Instrument	2021-00001642

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	707 N BIRCH ST, CRESTON, IA 50801-1604
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001366/282
Date	Nov 7, 2025
Book Page	1366/282
Instrument	2025-00001872

Lender

Name	NORTHWEST BANK
Type	Bank
Address	CRESTON, IA 50801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Aug 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	707 N BIRCH ST, CRESTON, IA 50801-1604
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001359/251
Date	Aug 5, 2025
Book Page	1359/251
Instrument	2025-00001272

Lender

Name	NORTHWEST BANK
Type	Bank
Address	CRESTON, IA 50801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Mar 30, 2026
Property Address	707 N BIRCH ST, CRESTON, IA 50801-1604
Document Number	00001377/4
Book / Page	1377 / 4
Instrument Date	Mar 25, 2026
Instrument	2026-00000494
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 N BIRCH ST, CRESTON, IA 50801-1604

Mortgage

Document Number	202600000495
Date	Mar 30, 2026
Instrument	2026-00000495

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	707 N BIRCH ST, CRESTON, IA 50801-1604
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001359/251
Date	Aug 5, 2025
Book Page	1359/251
Instrument	2025-00001272

Lender

Name	NORTHWEST BANK
Type	Bank
Address	CRESTON, IA 50801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Aug 6, 2020
Property Address	707 N BIRCH ST, CRESTON, IA 50801-1604
Document Number	001226/317
Book / Page	1226 / 317
Instrument Date	Aug 4, 2020
Instrument	2020-00001417
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 N BIRCH ST, CRESTON, IA 50801-1604

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Aug 25, 2011
Property Address	707 N BIRCH ST, CRESTON, IA 50801-1604
Document Number	001007/254
Book / Page	1007 / 254
Instrument Date	Aug 25, 2011
Instrument	00001575
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 N BIRCH ST, CRESTON, IA 50801-1604

Mortgage

Document Number	0000001577
Date	Aug 25, 2011
Instrument	00001577

Lender

Name	THE SOUTHERN IOWA COUNCIL OF GOVERN

Agreement

Amount	Amount Recorded
Term	83 Months
Due	Jul 30, 2018

Mortgage

Document Number	001007/255
Date	Aug 25, 2011
Book Page	1007/255
Instrument	00001576

Lender

Name	THE FIRST NATIONAL BANK IN CRESTON
Address	CRESTON, IA 50801

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,930 (+14.34%) Land $15,760 Building $107,170	$122,930 (+14.34%) Land $15,760 Building $107,170
2025	$1,792.00 (-0.67%)	$107,510 (+11.33%) Land $15,760 Building $91,750	$107,510 (+11.33%) Land $15,760 Building $91,750
2024	$1,804.00 (-6.04%)
2023		$96,570 Land $19,840 Building $76,730	$96,570 Land $19,840 Building $76,730
2022	$1,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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