707 Mossy Rd, Norman, OK 73069 Property Records

Cleveland County property record for 707 Mossy Rd, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,259 sqft · built 2018
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2023)
Tax Bill	$2,515 (2023)
Deeds & Mortgages	Sep 2023 Sale Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NC29TRWD9 2 20001`

Property Details

APN / Parcel Number

Primary APN	`NC29TRWD9 2 20001`
Alternative APN	`174069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,259 sqft
1st Floor Area	1,259 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	174069
Street Address	707 MOSSY RD
City	NORMAN
State	OK
Zip	73069-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILWOODS 9 LOT 20 BLK 2
Legal Range	02W
Legal Township	09N
Legal Section	18
Legal Subdivision	TRAILWOODS 1
Legal Block	2
Legal Lot Number	20
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3007
Census Tract	201509

Owner

707 Mossy Rd is owned and occupied by an individual who bought it in September 2023.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	707 MOSSY RD, NORMAN, OK 73069-2102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO
Dec 22, 2020	Deed of Trust, Mortgage · Conventional with PMI F&M BK
Mar 11, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRST CAP MTG
Sep 5, 2018	Grant Deed, Construction Loan · Line of Credit KIRKPATRICK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Mar 11, 2019 · Amount on File
Deed Document Number	0000658997
Deed Book / Page	6589 / 97
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 15, 2023
Property Address	707 MOSSY RD, NORMAN, OK 73069-2102
Document Number	R202325401
Book / Page	6589 / 97
Instrument Date	Sep 15, 2023
Instrument	R 2023 25401
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 MOSSY RD, NORMAN, OK 73069-2102

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	707 MOSSY RD, NORMAN, OK 73069-2102
Document Number	0000047926
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 MOSSY RD NORMAN OK 730692102, NORMAN, OK 73069-2102

Mortgage

Document Number	0000047926
Date	Dec 28, 2020
Book Page	006168/001213
Instrument	47926

Lender

Name	F&M BK
Type	Bank
Address	EDMOND, OK 73012

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 11, 2019
Property Address	707 MOSSY RD, NORMAN, OK 73069-2102
Document Number	0000006810
Book / Page	005898 / 000638
Instrument Date	Mar 8, 2019
Instrument	6810
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 MOSSY RD NORMAN OK 730692102, NORMAN, OK 73069-2102

Mortgage

Document Number	6811
Date	Mar 11, 2019
Book Page	005898/000641
Instrument	6811

Lender

Name	FIRST CAP MTG
Type	Mortgage Company
Address	OWASSO, OK 74055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 5, 2018
Property Address	707 MOSSY RD, NORMAN, OK 73069-2102
Document Number	0000028642
Book / Page	005842 / 000483
Instrument Date	Aug 31, 2018
Instrument	28642
Transaction Type	Construction Loan
Record Updated	Sep 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$52.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1320 N PORTE NORMAN OK 73071, NORMAN, OK 73071
Investor	Possibly a Property Investor

Mortgage

Document Number	28643
Date	Sep 5, 2018
Book Page	005842/000484
Instrument	28643

Lender

Name	KIRKPATRICK BK
Type	Bank
Address	15 E 15TH ST, EDMOND, OK 73013-4302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 4, 2019

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$27,985 Land $5,527 Building $22,458	$233,215 Land $46,064 Building $187,151
2023	$2,515.00 (+7.52%) Homeowner's exemption	$21,950 (+3%) Land $4,778 Building $17,172	$223,819 (+14.57%) Land $48,721 Building $175,098
2022	$2,339.00 Homeowner's exemption	$21,311 Land $4,145 Building $17,166	$195,353 Land $38,000 Building $157,353

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 Mossy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Mossy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: OEC Fiber.

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