Eau Claire County property record for 707 Morningside Dr, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 768 sqft · built 1971 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Nov 2022) |
| Tax Bill | $2,920 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0655-000 |
| Primary APN | 10-0655-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Basement Area | 768 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 118 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Block |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 707 MORNINGSIDE DR |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 6 SOMONA PARK PLACE ADD |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 16 |
| Legal Subdivision | SOMONA PARK |
| Legal Lot Number | 6 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 600 |
707 Morningside Dr is owned and occupied by two individuals who bought it in November 2022.
Source: Eau Claire County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 MORNINGSIDE DR, EAU CLAIRE, WI 54703-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION |
| Nov 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Jul 17, 2018 | Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Prior Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 20221238363 |
| Transfer Doc | 0001231735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Apr 20, 2026 |
| Property Address | 707 MORNINGSIDE DR, EAU CLAIRE, WI 54703-3310 |
| Document Number | 0001278611 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20261278611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 707 MORNINGSIDE DR, EAU CLAIRE, WI 54703-3310 |
| Document Number | 0001278611, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20261278611 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Term | 360 Months |
| Due | Apr 18, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Nov 2, 2022 |
| Property Address | 707 MORNINGSIDE DR, EAU CLAIRE, WI 54703-3310 |
| Document Number | 0001238363 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 1238363 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 MORNINGSIDE DR, EAU CLAIRE, WI 54703-3310 |
| Document Number | 0001238364 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 1238364 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Jul 17, 2018 |
| Property Address | 707 MORNINGSIDE DR, EAU CLAIRE, WI 54703-3310 |
| Document Number | 0001163173 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 1163173 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 MORNINGSIDE DR, EAU CLAIRE, WI 54703-3310 |
| Document Number | 0001163174 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 1163174 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 707 Morningside Dr was $2,920 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,920.00 | $144,700 Land $15,700 Building $129,000 | $189,200 |
| 2023 | $144,700 (-) Land $15,700 Building $129,000 | ||
| 2022 | $144,700 Land $15,700 Building $129,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 Morningside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 707 Morningside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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