707 Monroe St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 707 Monroe St, Dunkirk, NY 14048 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,724 sqft · built 1890
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Apr 2026)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Apr 2026 Sale & Mortgage
APN	`060300 79.19-4-56`

Property Details

APN / Parcel Number

Primary APN	`060300 79.19-4-56`
Alternative APNs	`03000790190004056000` `030124950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,724 sqft Living Area
1st Floor Area	976 sqft
2nd Floor Area	532 sqft
Upper Floors Area	216 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Porch	Porch
Porch Area	78 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030124950
Street Address	707 MONROE ST
City	DUNKIRK
State	NY
Zip	14048-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 X 100 RES; OLD APN: 060300 58-1-3
Legal Block	4
Legal Lot Number	56.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2001
Census Tract	35700

Owner

Source: Chautauqua County and Dunkirk City records · APN 060300 79.19-4-56

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	208 PIKE ST, DUNKIRK, NY 14048-1420
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2006	Deed of Trust, Mortgage FREDONIA CENTRAL SCHOOL FEDERAL CREDIT U
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK LENA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Nov 17, 1995 · Amount on Record
Deed Document Number	20263030
Prior Transfer Date	Jul 10, 2001
Prior Transfer Doc	2472000899
Record Updated	Sep 20, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	707 MONROE ST, DUNKIRK, NY 14048-2628
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002925/0000000366
Date	Oct 26, 2006
Book Page	0000002925/0000000366
Instrument	0000005344

Lender

Name	FREDONIA CENTRAL SCHOOL FEDERAL CREDIT U
Type	Credit Union

Agreement

Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 28, 2026
Property Address	707 MONROE ST, DUNKIRK, NY 14048-2628
Document Number	0000003030
Instrument Date	Mar 26, 2026
Instrument	2026.3030
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	PRICE ABSTRACT COMPANY, PRICE ABSTRACT COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$29,088.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 PIKE ST, DUNKIRK, NY 14048-1420

Mortgage

Document Number	0000001993,
Date	Apr 28, 2026
Instrument	2026.1993

Lender

Name	COMMUNITY BANK LENA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00	$32,500 (-) Land $2,300 Building $30,200	$73,864 (+25%) Land $5,227 Building $68,637
2023		$32,500 (-) Land $2,300 Building $30,200	$59,091 (+14.55%) Land $4,182 Building $54,909
2022		$32,500 Land $2,300 Building $30,200	$51,587 Land $3,651 Building $47,936

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, CIBL. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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