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707 McCosh Ave, Crystal Beach, FL 34681 Property Records

Pinellas County property record for 707 McCosh Ave, Crystal Beach, FL 34681

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,468 sqft · built 1995
Lot Size0.202 acres (8,777 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Jan 2021)
Tax Bill$10,824 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-741-4258-9

Property Details

APN / Parcel Number

Primary APNC62-000-741-4258-9
Alternative APNs
  • 02-28-15-79441-000-0150
  • 281502794410000150
  • 152802794410000150
  • R12680

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories3 Stories
Building Area2,468 sqft Living Area
Gross Area4,515 sqft
1st Floor Area1,430 sqft
Upper Floors Area1,038 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,777 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeAttached
Garage Area1,430 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area617 sqft
Deck Area40 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR12680
Street Address707 MCCOSH AVE
CityCRYSTAL BEACH
StateFL
Zip34681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionSEASIDE WOOD LOT 15
Legal Range15E
Legal Township28S
Legal Section2
Legal SubdivisionSEASIDE WOOD
Legal Tract79441
Legal Lot Number15
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1009
Census Tract27202

Owner

707 McCosh Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 763, CRYSTAL BEACH, FL 34681-0763
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2021 · Amount on File
Deed SaleJan 13, 2021 · Amount on File
Prior SaleMay 1, 2016 · Amount on File
Deed Document Number202111697
Deed Book / Page21340 / 954
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 13, 2021
Property Address707 MCCOSH AVE, CRYSTAL BEACH, FL 34681
Document Number0213400954
Book / Page21340 / 954
Map ReferenceMB 101 PG 23&24
Instrument DateJan 11, 2021
Instrument2021011697
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyWOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 481, CRYSTAL BEACH, FL 34681-0481

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 MCCOSH AVE, CRYSTAL BEACH, FL 34681

Mortgage

Document Number0021340956
DateJan 13, 2021
Instrument21340/956
Lender
NameTHE MORTGAGE LINK INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 707 McCosh Ave was $10,824 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,824.00 Homeowner's exemption$633,937$773,441 Land $286,681 Building $486,760
2023$10,123.00 (+2.58%) Homeowner's exemption$598,127 (+3%)$727,646 (+25.3%) Land $351,807 Building $375,839
2022$9,868.00 Homeowner's exemption$580,706$580,706 Land $289,346 Building $291,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 McCosh Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 308 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies308 in force
Nearby Flood Claims401 (1979–2024)
Claims Outside the SFHA3 of 401
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 192 claims
  • Hurricane Idalia, Aug 2023 · 10 claims
  • Hurricane Elena, Sep 1985 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 McCosh Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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