707 Main St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 707 Main St, Osterville, MA 02655

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2 bd · 1 ba · 992 sqft · built 1972
Lot Size0.53 acres (23,087 sqft)
OwnerCompany Name on Record
Last Sale$700,000 (Mar 2015)
Deeds & MortgagesNov 2022 Refinance
Nov 2022 Refinance
Flood ZoneZone X (minimal risk)
APNOSTE M:141 L:012

Property Details

APN / Parcel Number

Primary APNOSTE M:141 L:012
Alternative APN
  • 76465

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Units7 Units
Stories1 Story
Building Area992 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1986
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number76465
Street Address707 MAIN ST
CityOSTERVILLE
StateMA
Zip02655-1954
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeRC;BA
Legal Lot Number12
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group2
Census Block2010
Census Tract13002

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address699 MAIN ST, OSTERVILLE, MA 02655-1903
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
JEFFREY LINDSEY
Nov 8, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2015 · Amount on Record
Deed SaleMar 27, 2015 · Amount on Record
Prior SaleFeb 8, 2002 · Amount on Record
Deed Book / Page28763 / 336
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address707 MAIN ST, OSTERVILLE, MA 02655-1954
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035471-18
DateNov 8, 2022
Book Page35471/18
Instrument55069
Lender
NameJEFFREY LINDSEY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term37 Months
DueDec 1, 2025

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address707 MAIN ST, OSTERVILLE, MA 02655-1954
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035470-335
DateNov 8, 2022
Book Page35470/335
Instrument55065
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$992,600 (+0.75%) Land $402,500 Building $590,100$1,826,945
2024$985,200 (+3.51%) Land $402,500 Building $582,700
2023$951,800 Land $402,500 Building $549,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims14 (1990–2026)
Claims Outside the SFHA9 of 14
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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