707 Lafayette Rd, Devils Lake, ND 58301 Property Records

Ramsey County property record for 707 Lafayette Rd, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,555 sqft · built 1976
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,500 (Jan 2016)
Tax Bill	$2,952 (2025)
Deeds & Mortgages	Nov 2024 Mortgage May 2021 Line of Credit + 5 more
APN	`23407500017000`

Property Details

APN / Parcel Number

Primary APN	`23407500017000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,555 sqft Living Area
Basement Area	1,524 sqft
Unfinished Basement	1,524 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	635 sqft

Location & Zoning

Street Address	707 LAFAYETTE RD
City	DEVILS LAKE
State	ND
Zip	58301-8944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 CONT. 1.32 ACRES BLK 1 WOODBINE ACRES 2ND SUB (DL/DL)
Legal Subdivision	WOODBINE ACRES
Legal Block	1
Legal Lot Number	7
Jurisdiction	RAMSEY ND
Township / Civil Division	POPLAR GROVE
Census Block Group	2
Census Block	2194
Census Tract	957700

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 165, DEVILS LAKE, ND 58301-0165
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
May 4, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 5, 2010	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Apr 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 6, 2016	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY CU
Mar 29, 2010	Warranty Deed, Construction Loan · Construction Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2016 · Amount on Record
Deed Sale	Jan 6, 2016 · Amount on Record
Prior Sale	Mar 29, 2010 · Amount on Record
Deed Document Number	2016264209
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000286724
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000283840
Date	Nov 19, 2024
Instrument	283840

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	7.49%
Type Change Date	Apr 1, 2030
Change Frequency	5 Years
Min Rate At Change	7.37%
Max Rate At Change	12.4%
Index	5-Year TN
Margin	5
Max Rate	16.2%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 165, DEVILS LAKE, ND 58301-0165

Mortgage

Document Number	0000276641
Date	May 4, 2021
Instrument	276641

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	95 Months
Due	Apr 15, 2029

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249375
Date	Oct 5, 2010
Instrument	249375

Lender

Name	WESTERN STATE BANK
Address	DEVILS LAKE, ND 58301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 4, 2015

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Apr 8, 2026
Property Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944
Document Number	0000286724
Instrument Date	Apr 1, 2026
Instrument	2026286724
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 165, DEVILS LAKE, ND 58301-0165

Mortgage

Document Number	276641
Date	May 4, 2021
Instrument	276641

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	95 Months
Due	Apr 15, 2029

January 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Jan 6, 2016
Property Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944
Document Number	0000264209
Instrument Date	Dec 28, 2015
Instrument	264209
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944

Mortgage

Document Number	0000264210
Date	Jan 6, 2016
Instrument	264210

Lender

Name	CITIZENS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2036

March 2010: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Mar 29, 2010
Property Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944
Document Number	0000248131
Instrument Date	Mar 29, 2010
Instrument	248131
Transaction Type	Construction Loan
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 845, ROLLA, ND 58367-0845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 LAFAYETTE RD, DEVILS LAKE, ND 58301-8944

Mortgage

Document Number	0000248132
Date	Mar 29, 2010
Instrument	248132

Lender

Name	WESTERN STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Poplar Grove Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,952.00 (-31.56%)	$183,400 (+12.03%) Land $32,800 Building $150,600	$366,800 (+12.03%) Land $65,600 Building $301,200
2024	$4,313.00 (+20.34%)
2023	$3,584.00	$163,700 Land $32,800 Building $130,900	$327,400 Land $65,600 Building $261,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	203 (1995–2013)
Claims Outside the SFHA	127 of 203
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 86 claims Severe Storms And Flooding, Jul 2009 · 15 claims Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 59% of North Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000

May also be available: Verizon.

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