707 Keene Ave, Oswego, IL 60543 Property Records

Kendall County property record for 707 Keene Ave, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,837 sqft · built 2004
Lot Size	0.262 acres (11,391 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2021)
Tax Bill	$10,957 (2024)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-10-460-007`

Property Details

APN / Parcel Number

Primary APN	`03-10-460-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,837 sqft Living Area
Gross Area	5,053 sqft
1st Floor Area	2,837 sqft
Basement Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	11,391 sqft (0.262 acres)
Lot Dimensions	134 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	707 KEENE AVE
City	OSWEGO
State	IL
Zip	60543-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 213 CHURCHILL CLUB PARCEL 6A VILLAGE OF OSWEGO
Legal Subdivision	CHURCHILL CLUB
Legal Lot Number	213
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2016
Census Tract	890103

Owner

707 Keene Ave is owned and occupied by two individuals who acquired it in April 2023.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	707 KEENE AVE, OSWEGO, IL 60543-7738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 19, 2023	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 5, 2021	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC
Dec 27, 2021	Re-recorded Document ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Jun 24, 2014 · Amount on File
Deed Document Number	20218760
Last Transfer Date	Apr 14, 2023
Transfer Doc	0000004189
Record Updated	Sep 20, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 19, 2023
Property Address	707 KEENE AVE, OSWEGO, IL 60543-7738
Document Number	0000004189
Map Reference	DOC 2003000041934
Instrument Date	Apr 13, 2023
Instrument	202300004189
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 KEENE AVE, OSWEGO, IL 60543-7738

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Apr 19, 2023
Property Address	707 KEENE AVE, OSWEGO, IL 60543-7738
Document Number	0000004193
Map Reference	DOC 200600010420
Instrument Date	Apr 4, 2023
Instrument	202300004193
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 ECLIPSE DR, CAROL STREAM, IL 60188-3611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 WOODFORD RD, OSWEGO, IL 60543-4080

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 5, 2021
Property Address	707 KEENE AVE, OSWEGO, IL 60543-7738
Document Number	0000008760
Map Reference	DOC 200300004193
Instrument Date	Mar 30, 2021
Instrument	202100008760
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	707 KEENE AVE, OSWEGO, IL 60543-7738

Mortgage

Document Number	0000008761
Date	Apr 5, 2021
Instrument	202100008761

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

December 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KENDALL IL
Recording Date	Dec 27, 2021
Property Address	707 KEENE AVE, OSWEGO, IL 60543-7738
Document Number	0000033421
Map Reference	DOC 2003000041934
Instrument Date	Mar 30, 2021
Instrument	202100033421
Record Updated	Jan 4, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	707 KEENE AVE, OSWEGO, IL 60543-7738

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,275 (+5%) Land $27,977 Building $121,298	$447,825 (+5%) Land $83,931 Building $363,894
2024	$10,957.00	$142,167 Land $26,645 Building $115,522	$426,501 Land $79,935 Building $346,566
2022		$116,454 Land $21,826 Building $94,628	$349,362 Land $65,478 Building $283,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 Keene Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 707 Keene Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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