707 Holcomb St, Grayson, KY 41143 Property Records

Carter County property record for 707 Holcomb St, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1966
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,500 (Nov 2021)
Tax Bill	$806 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-50-04-005.00`

Property Details

APN / Parcel Number

Primary APN	`104-50-04-005.00`
Alternative APN	`32520`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	32520
Street Address	707 HOLCOMB ST
City	GRAYSON
State	KY
Zip	41143-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 13-14 LAWSON ADDN
Legal Subdivision	LAWSON ADDN
Legal Lot Number	13-14
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1043
Census Tract	960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 HOLCOMB ST, GRAYSON, KY 41143-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FAHE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	2021539310
Deed Book / Page	465 / 324
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	707 HOLCOMB ST, GRAYSON, KY 41143-1221
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 HOLCOMB ST, GRAYSON, KY 41143-1221

Mortgage

Document Number	000517/589
Date	May 8, 2024
Book Page	517/589
Instrument	996894

Lender

Name	USDA
Type	Government Agency
Address	4300 GOODFELLOW BLVD BLDG 105, SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Nov 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Nov 3, 2021
Property Address	707 HOLCOMB ST, GRAYSON, KY 41143-1221
Document Number	0OR465/324
Book / Page	OR465 / 324
Map Reference	MB 95 PG 531&532
Instrument Date	Nov 1, 2021
Instrument	539310
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$94.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 HOLCOMB ST, 707, GRAYSON, KY 41143-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	707 HOLCOMB ST, GRAYSON, KY 41143-1221

Mortgage

Document Number	0000539311
Date	Nov 3, 2021
Instrument	539311

Lender

Name	FAHE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$806.00 (-0.98%)	$94,500 (-)	$94,500 (-)
2023	$814.00 (-0.37%)	$94,500 (-)	$94,500 (-)
2022	$817.00	$94,500	$94,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2002–2018)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2018
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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