707 Hamline Ave S, Saint Paul, MN 55116 Property Records

Ramsey County property record for 707 Hamline Ave S, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,346 sqft · built 1988
Lot Size	0.103 acres (4,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Apr 2002)
Tax Bill	$9,674 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-34-0211`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-34-0211`
Alternative APNs	`8528550` `588483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	4,485 sqft (0.103 acres)
Lot Dimensions	115 ft deep x 39 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	588483
Street Address	707 HAMLINE AVE S
City	SAINT PAUL
State	MN
Zip	55116-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PARK ADDITION,TO ST SUBJ TO ST; LOT 29 BLK 5
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	KENSINGTON PARK ADDITION,TO ST
Legal Block	5
Legal Lot Number	29
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	36500

Owner

Source: Ramsey County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 HAMLINE AVE S, SAINT PAUL, MN 55116-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Sep 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Mar 9, 2019	Deed of Trust, Mortgage · Line of Credit TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2002 · Amount on Record
Deed Sale	Apr 10, 2002 · Amount on Record
Deed Document Number	2002299477
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	707 HAMLINE AVE S, SAINT PAUL, MN 55116-2238
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05099286
Date	Mar 16, 2026
Instrument	A05099286

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	707 HAMLINE AVE S, SAINT PAUL, MN 55116-2238
Document Number	0004833212
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	707 HAMLINE AVE S ST PAUL MN 551162238, ST PAUL, MN 55116-2238

Mortgage

Document Number	0004833212
Date	Sep 17, 2020
Instrument	4833212

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	707 HAMLINE AVE S, SAINT PAUL, MN 55116-2238
Document Number	0004752779
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 HAMLINE AVE S ST PAUL MN 551162238, ST PAUL, MN 55116-2238

Mortgage

Document Number	0004752779
Date	Apr 12, 2019
Instrument	4752779

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,100 (+0.83%) Land $109,500 Building $483,600	$593,100 (+0.83%) Land $109,500 Building $483,600
2025	$9,674.00 (+15.69%)	$588,200 (+9.7%) Land $109,500 Building $478,700	$588,200 (+9.7%) Land $109,500 Building $478,700
2024	$8,362.00 (+7.29%)
2023	$7,794.00	$536,200 Land $109,500 Building $426,700	$536,200 Land $109,500 Building $426,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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