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707 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 707 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details5 bd · 4.5 ba · 3,009 sqft · built 2019
OwnerTrust Name on File
Last Sale$764,000 (Aug 2019)
Tax Bill$13,163 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN222-174-18-04

Property Details

APN / Parcel Number

Primary APN222-174-18-04

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,009 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address707 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1411
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPECIFIC P
Legal DescriptionLOT 22 US 100PER DOC18-0380941&UND INT IN TR 016159
Legal SubdivisionRANCHO CORONADO VILLAGE M #15
Legal Tract016159
Legal Block4
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4001
Census Tract20044

Owner

707 Gemstone Dr, a condominium, is owner-occupied and held in a trust since July 2020.

Source: San Diego County records, as of July 21, 2026

Owner of RecordTrust Name on File
Mailing Address707 GEMSTONE DR, SAN MARCOS, CA 92078-1411
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOW VA RATES LLC
Aug 9, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2019 · Amount on File
Deed SaleAug 26, 2019 · Amount on File
Deed Document Number2019362702
Last Transfer DateJul 22, 2020
Transfer Doc0000563778
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address707 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 GEMSTONE DR, SAN MARCOS, CA 92078-1411

Mortgage

Document Number0000376785
DateMay 18, 2021
Instrument2021-0376785
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 9, 2021
Property Address707 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number0000563778
Map ReferenceMAP 16159
Instrument DateJul 22, 2020
Instrument2021-0563778
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address707 GEMSTONE DR, SAN MARCOS, CA 92078-1411

Tax Assessment & Valuation

The 2025 property tax bill for 707 Gemstone Dr was $13,163 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$852,251 (+2%) Land $312,343 Building $539,908
2025$13,163.00 Homeowner's exemption$835,541 Land $306,219 Building $529,322
2023$12,290.00 (+2.28%) Homeowner's exemption$803,098 Land $294,329 Building $508,769
2022$12,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 707 Gemstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Gemstone Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Spectrum
Cable		1,000 / 50
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

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