Montgomery County property record for 707 Gatestone St, Gaithersburg, MD 20878 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,954 sqft · built 2000 |
| Lot Size | 0.099 acres (4,289 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Aug 2023) |
| Tax Bill | $12,713 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03239987 |
| Primary APN | 09-03239987 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,954 sqft Living Area |
| Gross Area | 4,660 sqft |
| 1st Floor Area | 1,552 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,289 sqft (0.099 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 300 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03239987 |
|---|---|
| Street Address | 707 GATESTONE ST |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKELANDS |
| Legal Subdivision | LAKELANDS |
| Legal Block | K |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 700826 |
Source: Montgomery County records · APN 09-03239987
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 GATESTONE ST, GAITHERSBURG, MD 20878-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 08, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| Jun 06, 2018 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2023 · Amount on Record |
| Deed Sale | Aug 08, 2023 · Amount on Record |
| Prior Sale | May 09, 2000 · Amount on Record |
| Deed Book / Page | 67258 / 434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 08, 2023 |
| Property Address | 707 GATESTONE ST, GAITHERSBURG, MD 20878-2149 |
| Document Number | 0672580434 |
| Book / Page | 67258 / 434 |
| Map Reference | MB 191 PL 20883 |
| Instrument Date | Aug 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 707 GATESTONE ST, GAITHERSBURG, MD 20878-2149 |
| Document Number | 0067258440 |
|---|---|
| Date | Aug 08, 2023 |
| Instrument | 67258/440 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 707 GATESTONE ST, GAITHERSBURG, MD 20878-2149 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0633320297 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 63332/297 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 22, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 707 GATESTONE ST, GAITHERSBURG, MD 20878-2149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0561250366 |
|---|---|
| Date | Jun 06, 2018 |
| Book Page | 56125/366 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 707 GATESTONE ST, GAITHERSBURG, MD 20878-2149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0596860394 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 59686/394 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20768 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,020,200 (+7.99%) Land $381,100 Building $639,100 | $1,020,200 (-) Land $381,100 Building $639,100 | |
| 2025 | $12,713.00 (+32.76%) | $944,733 (+19.01%) | $1,020,200 (+28.52%) Land $381,100 Building $639,100 |
| 2023 | $793,800 (+1%) Land $381,100 Building $412,700 | $793,800 (-) Land $381,100 Building $412,700 | |
| 2022 | $9,576.00 Homeowner's exemption | $785,933 | $793,800 Land $381,100 Building $412,700 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317008262, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 864 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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