707 E Watson St, Bedford, PA 15522 Property Records

Bedford County property record for 707 E Watson St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	1,985 sqft · built 1950
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2021)
Tax Bill	$3,059 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.05-142`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.05-142`
Alternative APN	`010-000512`

Interior

Stories	1 Story
Building Area	1,985 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	13,286 sqft (0.305 acres)
Garage Type	Attached

Location & Zoning

Street Address	707 E WATSON ST
City	BEDFORD
State	PA
Zip	15522-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	707 E WATSON ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4017
Census Tract	960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 E WATSON ST, BEDFORD, PA 15522-2121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Apr 19, 2021	Deed, Transfer ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	20212205
Deed Book / Page	2021 / 2205
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	707 E WATSON ST, BEDFORD, PA 15522-2121
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/4690
Date	Sep 30, 2019
Book Page	2019/4690
Instrument	2019-004690

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Apr 19, 2021
Property Address	707 E WATSON ST, BEDFORD, PA 15522-2121
Document Number	02021/2205
Book / Page	2021 / 2205
Instrument Date	Apr 16, 2021
Instrument	2021-002205
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 S JULIANA ST, BEDFORD, PA 15522-1737

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,059.00 (+19.12%)	$138,800 (-) Land $36,700 Building $102,100	$138,800 (-) Land $36,700 Building $102,100
2025			$138,800 (-) Land $36,700 Building $102,100
2023	$2,568.00 Additional exemption filed	$138,800 Land $36,700 Building $102,100
2012			$138,800 Land $36,700 Building $102,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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