707 E Washington St, Urbana, IL 61801 Property Records

Champaign County property record for 707 E Washington St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 826 sqft · built 1941
Lot Size0.158 acres (6,899 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Jun 2023)
Tax Bill$5,144 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN92-21-16-301-004

Property Details

APN / Parcel Number

Primary APN92-21-16-301-004

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area826 sqft Building Perimeter
1st Floor Area826 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area6,899 sqft (0.158 acres)
Garage TypeDetached
Garage Area224 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area116 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address707 E WASHINGTON ST
CityURBANA
StateIL
Zip61801-4324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 143 HUBBARDS, MARTHA C., 3RD ADD
Legal Range09E
Legal Township19N
Legal Section16
Legal SubdivisionHUBBARDS, MARTHA C., 3RD ADD
Legal Lot Number143
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2003
Census Tract5601

Owner

707 E Washington St is owned and occupied by an individual who bought it in June 2023.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address707 E WASHINGTON ST, URBANA, IL 61801-4324
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Jul 22, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2023 · Amount on File
Deed SaleJun 16, 2023 · Amount on File
Prior SaleJul 22, 2021 · Amount on File
Deed Document Number20237981
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 16, 2023
Property Address707 E WASHINGTON ST, URBANA, IL 61801-4324
Document Number0000007981
Map ReferenceMB E PG 201
Instrument DateMay 12, 2023
Instrument2023R07981
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 E WASHINGTON ST, URBANA, IL 61801-4324

Mortgage

Document Number0000007982
DateJun 16, 2023
Instrument2023R07982
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexOther
Max Rate10.8%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 22, 2021
Property Address707 E WASHINGTON ST, URBANA, IL 61801-4324
Document Number0000017305
Map ReferenceMB L OG 201
Instrument DateJul 7, 2021
Instrument2021R17305
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 E WASHINGTON ST, URBANA, IL 61801-4324

Mortgage

Document Number0000017306
DateJul 22, 2021
Instrument2021R17306
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate2.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,120 Land $12,490 Building $46,630$177,360 Land $37,470 Building $139,890
2024$5,144.00
2022$4,433.00 Homeowner's exemption$46,960 Land $9,930 Building $37,030$140,880 Land $29,790 Building $111,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 707 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.

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