707 E Prairie St, Plano, IL 60545 Property Records

Kendall County property record for 707 E Prairie St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,984 sqft · built 1963
Lot Size	0.22 acres (9,591 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Mar 2026)
Tax Bill	$5,813 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-277-014`

Property Details

APN / Parcel Number

Primary APN	`01-22-277-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,591 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	707 E PRAIRIE ST
City	PLANO
State	IL
Zip	60545-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 67 ROCK CREEK ADDN UNIT 3, CITY OF PLANO
Legal Subdivision	ROCK CREEK ADD
Legal Lot Number	67
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	1
Census Block	1023
Census Tract	890502

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2784 VILLAGE GREEN DR, AURORA, IL 60504-7238
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 14, 2023	Deed, Transfer · VA Mortgage NEWREZ LLC
Nov 14, 2023	Deed, Transfer · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Nov 14, 2023 · Amount on Record
Deed Document Number	20262924
Prior Transfer Date	Aug 30, 2007
Prior Transfer Doc	0000029207
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 3, 2026
Property Address	707 E PRAIRIE ST, PLANO, IL 60545-1261
Document Number	0000002924
Instrument Date	Feb 20, 2026
Instrument	202600002924
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 E PRAIRIE ST, PLANO, IL 60545-1261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 VILLAGE GREEN DR, AURORA, IL 60504-7238
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002925
Date	Mar 3, 2026
Instrument	202600002925

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	6.87%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 14, 2023
Property Address	707 E PRAIRIE ST, PLANO, IL 60545-1261
Document Number	0000013224
Instrument Date	Oct 26, 2023
Instrument	202300013224
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	707 E PRAIRIE ST, PLANO, IL 60545-1261

Mortgage

Document Number	0000013225
Date	Nov 14, 2023
Instrument	202300013225

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 14, 2023
Property Address	707 E PRAIRIE ST, PLANO, IL 60545-1261
Document Number	0000013224
Instrument Date	Oct 26, 2023
Instrument	202300013224
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	707 E PRAIRIE ST, PLANO, IL 60545-1261

Mortgage

Document Number	0000013225
Date	Nov 14, 2023
Instrument	202300013225

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,526 (+24.61%) Land $10,918 Building $84,608	$286,578 (+24.61%) Land $32,754 Building $253,824
2024	$5,813.00	$76,659 (+12.65%) Land $9,377 Building $67,282	$229,977 (+12.65%) Land $28,131 Building $201,846
2022		$68,051 Land $7,610 Building $60,441	$204,153 Land $22,830 Building $181,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

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