707 E Market St, Bloomington, IL 61701 Property Records

McLean County property record for 707 E Market St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,362 sqft · built 1920
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual Name on File
Last Sale	$130,500 (Jul 2021)
Tax Bill	$2,992 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-284-005`

Property Details

APN / Parcel Number

Primary APN	`21-04-284-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,434 sqft
Basement Area	484 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	6,852 sqft (0.157 acres)
Lot Dimensions	115 ft deep x 60 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	707 E MARKET ST
City	BLOOMINGTON
State	IL
Zip	61701-3290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSR SUBN BLK 7- DIMMETTS 5TH ADD LOT 3
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ASSR SUB
Legal Block	7
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1012
Census Tract	1700

Owner

707 E Market St is owned and occupied by an individual who bought it in July 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	707 E MARKET ST, BLOOMINGTON, IL 61701-3290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit IAA CU
Jul 27, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Jan 9, 2013 · Amount on File
Deed Document Number	202117784
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	707 E MARKET ST, BLOOMINGTON, IL 61701-3290
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200021126
Date	Dec 5, 2022
Instrument	2022-00021126

Lender

Name	IAA CU
Type	Credit Union
Address	AZUSA, CA 91702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 27, 2021
Property Address	707 E MARKET ST, BLOOMINGTON, IL 61701-3290
Document Number	202100017784
Instrument Date	Jul 23, 2021
Instrument	2021-00017784
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 E MARKET ST, BLOOMINGTON, IL 61701-3290

Mortgage

Document Number	202100017785
Date	Jul 27, 2021
Instrument	2021-00017785

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,192 Land $7,911 Building $39,281	$141,576 Land $23,733 Building $117,843
2024	$2,992.00 (+20.5%)
2023	$2,483.00	$35,719 Land $7,029 Building $28,690	$107,157 Land $21,087 Building $86,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 E Market St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 707 E Market St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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