707 E Main St, Stanford, KY 40484 Property Records

Lincoln County property record for 707 E Main St, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details2,068 sqft
Lot Size0.127 acres (5,546 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Aug 2021)
Tax Bill$1,059 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-08-26-014.00

Property Details

APN / Parcel Number

Primary APN051-08-26-014.00
Alternative APN
  • ST3-032-15

Interior

Stories1 Story
Building Area2,068 sqft Living Area

Exterior

Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,546 sqft (0.127 acres)
Garage TypeAttached
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address707 E MAIN ST
CitySTANFORD
StateKY
Zip40484-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionH & LOT
JurisdictionLINCOLN KY
Township / Civil DivisionSTANFORD
Census Block Group1
Census Block1005
Census Tract920101

Owner

707 E Main St is owned by two individuals who bought it in August 2021.

Source: Lincoln County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address730 TRUSTY RD, HUSTONVILLE, KY 40437-8439
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on File
Deed SaleAug 9, 2021 · Amount on File
Deed Document Number2021478079
Deed Book / Page462 / 689
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN KY
Recording DateAug 9, 2021
Property Address707 E MAIN ST, STANFORD, KY 40484-1404
Document NumberDEED462/689
Book / PageDEED 462 / 689
Instrument DateJul 30, 2021
Instrument478079
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address707 E MAIN ST, STANFORD, KY 40484-1404

Mortgage

Document Number478081
DateAug 9, 2021
Instrument478081
Lender
NameCASEY COUNTY BANK INC
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term239 Months
DueJul 30, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 707 E Main St was $1,059, up 145.1% from the year before.

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
MunicipalityStanford City
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,059.00 (+145.14%)$115,000 Land $20,000 Building $95,000$115,000 Land $20,000 Building $95,000
2024$432.00
2023$45,000 Land $10,000 Building $35,000$45,000 Land $10,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 E Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFORD WATER WORKS
serves 9,284 people · EPA ID KY0690417
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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