Wright County property record for 707 E Main St, Belmond, IA 50421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,815 sqft · built 1912 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Aug 2026) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-30-135-009 |
| Primary APN | 04-30-135-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Attic | Attic |
| Attic Area | 663 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 248 sqft |
| Deck Area | 183 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 707 E MAIN ST |
|---|---|
| City | BELMOND |
| State | IA |
| Zip | 50421-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLOCK 16 ORIG |
| Legal Subdivision | BELMOND ORIGINAL TOWN |
| Legal Block | 16 |
| Legal Lot Number | 6 |
| Jurisdiction | WRIGHT IA |
| Township / Civil Division | PLEASANT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 680100 |
707 E Main St is owned and occupied by two individuals who bought it in August 2026.
Source: Wright County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 E MAIN ST, BELMOND, IA 50421-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK |
| Jan 30, 2018 | Deed of Trust, Mortgage GREEN BELT B&T |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Deed Document Number | 20261461 |
| Deed Book / Page | 2026 / 1461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT IA |
| Recording Date | Aug 13, 2026 |
| Property Address | 707 E MAIN ST, BELMOND, IA 50421-1528 |
| Document Number | 0000001461 |
| Book / Page | 2026 / 1461 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 20261461 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,463.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 E MAIN ST, BELMOND, IA 50421-1528 |
| Document Number | 0000001462, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 20261462 |
| Name | FIRST STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT IA |
| Property Address | 707 E MAIN ST, BELMOND, IA 50421-1528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000169 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 0000002018/0000000169 |
| Instrument | 00000018-169 |
| Name | GREEN BELT B&T |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 707 E Main St was $1,696 with a homeowner's exemption, down 7.2% from the year before.
Source: Wright County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Belmond City |
| County | Wright County |
| Unified School District | Belmond-Klemme Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,500 (-) Land $12,300 Building $88,200 | $100,500 (-) Land $12,300 Building $88,200 | |
| 2025 | $1,696.00 (-7.22%) Homeowner's exemption | $100,500 Land $12,300 Building $88,200 | $100,500 Land $12,300 Building $88,200 |
| 2024 | $1,828.00 | ||
| 2023 | $105,900 (+6.43%) Land $8,800 Building $97,100 | $105,900 Land $8,800 Building $97,100 | |
| 2022 | $1,890.00 Homeowner's exemption | $99,500 Land $8,800 Building $90,700 | |
| 2021 | $99,500 Land $8,800 Building $90,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 707 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMOND WATER SUPPLY serves 2,463 people · EPA ID IA9905003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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