707 E Emma St, Lafayette, CO 80026 Property Records

Boulder County property record for 707 E Emma St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 837 sqft · built 1956
Lot Size	0.292 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$488,250 (Nov 2025)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1575-02-2-90-002`

Property Details

APN / Parcel Number

Primary APN	`1575-02-2-90-002`
Alternative APN	`R0612973`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	837 sqft Finished Area
1st Floor Area	837 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,763 sqft (0.292 acres)
Garage Type	Detached
Garage Area	720 sqft
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R0612973
Street Address	707 E EMMA ST
City	LAFAYETTE
State	CO
Zip	80026-2260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6A CANNON HEIGHTS MINOR REPLAT A
Legal Range	69
Legal Township	01S
Legal Section	02
Legal Subdivision	CANNON HEIGHTS MINOR REPLAT A
Legal Lot Number	6A
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	4
Census Block	4019
Census Tract	60802

Owner

Source: Boulder County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 E EMMA ST, LAFAYETTE, CO 80026-2260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC
Jan 11, 2023	Special Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Aug 4, 2022	Warranty Deed, Transfer STEWART TITLE
Aug 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jan 11, 2023 · Amount on Record
Deed Document Number	4108904
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Nov 10, 2025
Property Address	707 E EMMA ST, LAFAYETTE, CO 80026-2260
Document Number	0004108904
Instrument Date	Oct 31, 2025
Instrument	4108904
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	FIRST ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 E EMMA ST, LAFAYETTE, CO 80026-2260

Mortgage

Document Number	0004108905
Date	Nov 10, 2025
Instrument	4108905

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jan 11, 2023
Property Address	707 E EMMA ST, LAFAYETTE, CO 80026-2260
Document Number	0003994395
Instrument Date	Jan 10, 2023
Instrument	3994395
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 WALNUT ST, LOUISVILLE, CO 80027-1452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 E EMMA ST, LAFAYETTE, CO 80026-2260

Mortgage

Document Number	0003994396
Date	Jan 11, 2023
Instrument	3994396

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Aug 4, 2022
Property Address	707 E EMMA ST, LAFAYETTE, CO 80026-2260
Document Number	0003975393
Instrument Date	Aug 4, 2022
Instrument	3975393
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$52.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 WALNUT ST, LOUISVILLE, CO 80027-1452

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Aug 4, 2022
Property Address	707 E EMMA ST, LAFAYETTE, CO 80026-2260
Document Number	0003975392
Instrument Date	Aug 4, 2022
Instrument	3975392
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 HIGH LONESOME TRL, LAFAYETTE, CO 80026-9397

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,994.00 (+55.21%)	$37,662 (+32.26%) Land $32,556 Building $5,106	$602,600 (+25.54%) Land $520,900 Building $81,700
2024	$1,929.00 (-22.22%)	$28,475 (-11.46%) Land $25,259 Building $3,216	$480,000 (-) Land $432,000 Building $48,000
2023	$2,480.00 (+3.42%)	$32,160 (+25.94%) Land $28,944 Building $3,216	$480,000 (+30.65%) Land $432,000 Building $48,000
2022	$2,398.00	$25,535 Land $22,025 Building $3,510	$367,400 Land $316,900 Building $50,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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