707 E Division St, Altamont, IL 62411 Property Records

Effingham County property record for 707 E Division St, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1,414 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Apr 2023)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-17-013-004`

Property Details

APN / Parcel Number

Primary APN	`09-17-013-004`

Interior

Bedrooms	1 Bed
Stories	2 Stories
Building Area	1,414 sqft Base Area
1st Floor Area	1,414 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Area	204 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	707 E DIVISION ST
City	ALTAMONT
State	IL
Zip	62411-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 EAST MEADOWS ADD 3850/316 3002/126 2829/27 1833/269 764/65
Legal Subdivision	EAST MEADOWS ADDITION
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	2
Census Block	2026
Census Tract	950300

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 E DIVISION ST, ALTAMONT, IL 62411-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Document Number	20231195
Deed Book / Page	3850 / 316
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 17, 2023
Property Address	707 E DIVISION ST, ALTAMONT, IL 62411-1620
Document Number	003850/316
Book / Page	3850 / 316
Map Reference	MB 4 PG 69&70
Instrument Date	Apr 13, 2023
Instrument	202323001195
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	707 E DIVISION ST, ALTAMONT, IL 62411-1620

Mortgage

Document Number	202323001196
Date	Apr 17, 2023
Instrument	202323001196

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Altamont City
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,569.00 (+45.74%)	$73,420 (+33.1%) Land $4,370 Building $69,050	$220,260 (+33.1%) Land $13,110 Building $207,150
2022	$3,135.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$55,160 Land $3,280 Building $51,880	$165,480 Land $9,840 Building $155,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONT serves 2,610 people · EPA ID IL0490050
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	EJ WATER COOPERATIVE
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wisper ISP.

Nearby Properties on E Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures