707 E 4th St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 707 E 4th St, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	1,609 sqft · built 1920
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Jul 2026)
Tax Bill	$5,277 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-00304-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`08-00304-0000-00003`
Alternative APN	`080030400003`

Interior

Stories	2 Stories
Building Area	1,609 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	70 ft deep x 30 ft wide

Location & Zoning

Street Address	707 E 4TH ST
City	OCEAN CITY
State	NJ
Zip	08226-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OB304 L814C
Legal Block	304
Legal Lot Number	3
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	3
Census Block	3039
Census Tract	20101

Owner

Source: Cape May County and Ocean City records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 PARK PL, AUDUBON, NJ 08106-1221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed, Transfer · Conventional Mortgage US BANK
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG
Jun 11, 2018	Grant Deed, Transfer · Conventional Mortgage TRIDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	2026101892
Deed Book / Page	4291 / 506
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jul 9, 2026
Property Address	707 E 4TH ST, OCEAN CITY, NJ 08226-3933
Document Number	0000101892
Book / Page	4291 / 506
Instrument Date	Jun 24, 2026
Instrument	2026101892
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 PARK PL, AUDUBON, NJ 08106-1221

Mortgage

Document Number	0000101893,
Date	Jul 9, 2026
Book Page	6926/223
Instrument	2026101893

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	707 E 4TH ST, OCEAN CITY, NJ 08226-3933
Document Number	0063770372
Instrument Date	Feb 18, 2021
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	PROFESSIONAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	707 E 4TH ST OCEAN CITY NJ 082263933, OCEAN CITY, NJ 08226-3933

Mortgage

Document Number	0063770372
Date	Apr 19, 2021
Book Page	006377/000372
Instrument	19350

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2041

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jun 11, 2018
Property Address	707 E 4TH ST, OCEAN CITY, NJ 08226-3933
Document Number	0037970142
Book / Page	003797 / 000142
Instrument Date	May 25, 2018
Instrument	58145
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	FREEDOM TITLE AND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1201 KNOX RD WYNNEWOOD PA 190962408, WYNNEWOOD, PA 19096-2408

Mortgage

Document Number	59770183
Date	Jun 11, 2018
Book Page	005977/000183
Instrument	58146

Lender

Name	TRIDENT MTG
Type	Mortgage Company
Address	DEVON, PA 19333

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,400 (-) Land $313,200 Building $157,200	$470,400 (-) Land $313,200 Building $157,200
2025		$470,400 (-) Land $313,200 Building $157,200	$470,400 (-) Land $313,200 Building $157,200
2024	$5,277.00 (+9.03%)
2023		$470,400 Land $313,200 Building $157,200	$470,400 Land $313,200 Building $157,200
2022	$4,840.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 397 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	1,266 units insured incl. 869 condo units
Nearby Flood Claims	629 (1978–2018)
Claims Outside the SFHA	3 of 629
Most Recent Claim	May 2018
Claims by Event	Hurricane Sandy, Oct 2012 · 353 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 88 claims Coastal Storms & Flooding, Mar 1984 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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