707 E 20th St, Covington, KY 41014 Property Records

Kenton County property record for 707 E 20th St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage782 sqft Finished Area
Lot Size2,800 sqft (0.064 acres)
OccupancyOwner Occupied
Last Sale$145,000 (2021)
Tax Bill$1,921.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-32-003.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area782 sqft Finished Area
Gross Area1,367 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Lot Area2,800 sqft (0.064 acres)
Depth X Width100 ft x 28 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address707 E 20TH ST
CityCOVINGTON
StateKY
Zip41014-1513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPATCH & CO SEC 15 PT LOTS 10-11 28'X 100' SS 20TH 74' E GLENWAY
Legal SubdivisionPATCH & CO
Legal Phase15
Legal Lot Number10,11
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1011
Census Tract61000

Owner

Source: Kenton County records · APN 055-32-32-003.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address707 E 20TH ST, COVINGTON, KY 41014-1513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARDIAN SVGS BK
Jan 07, 2021Quit Claim Deed, Transfer
PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC
Nov 18, 2019Deed of Trust, Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2021 · Amount on Record
Deed SaleJan 07, 2021 · Amount on Record
Prior SaleOct 28, 2016 · Amount on Record
Deed Doc Number20215900220
Deed Book / Page65 / 301
Prior Transfer DateDec 23, 2020
Prior Transfer Doc0000000102
Record RefreshedJun 08, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 07, 2021
Property Address707 E 20TH ST, COVINGTON, KY 41014-1513
Document Number0000000220
Book / Page000065 / 000301
Instrument DateJan 04, 2021
Instrument220
Transaction TypeTransfer
Record UpdatedMar 01, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 BAKEWELL ST #15 COVINGTON KY 410111223, 15, COVINGTON, KY 41011-1223

Mortgage

Document Number261
DateJan 07, 2021
Book Page00M151/000846
Instrument261
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 06, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJan 07, 2021
Property Address707 E 20TH ST, COVINGTON, KY 41014-1513
Document Number0000000102
Book / Page000065 / 000168
Instrument DateDec 23, 2020
Instrument102
Transaction TypeTransfer
Record UpdatedFeb 25, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$75.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 E 20TH ST COVINGTON KY 410141513, COVINGTON, KY 41014-1513

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address707 E 20TH ST, COVINGTON, KY 41014-1513
Document Number0000000067
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address707 20TH # COVINGTON KY 41014, COVINGTON, KY 41014

Mortgage

Document Number0000000067
DateDec 23, 2019
Book Page0C6836/000019
Instrument67
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
AmountAmount Recorded
Term240 Months
DueDec 22, 2039

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (-0.52%)$145,000 (-) Land $5,000 Building $140,000$145,000 (-) Land $5,000 Building $140,000
2023$1,931.00$145,000 Land $5,000 Building $140,000$145,000 Land $5,000 Building $140,000

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