707 Delrey Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 707 Delrey Rd, Whitefish, MT 59937

Property Summary

Property Type	Rural Home
Details	3 bd · 5 ba · 1,786 sqft · built 1995
Lot Size	1.99 acres (86,989 sqft)
Owner	Company Name on Record
Tax Bill	$24,070 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0769053`

Property Details

APN / Parcel Number

Primary APN	`R0769053`
Alternative APNs	`07-4292-05-4-04-05-0000` `0000500200`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	3,462 sqft
1st Floor Area	1,676 sqft
Attic Area	110 sqft
Basement Area	1,676 sqft
Finished Basement	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Log Home
Exterior Material	Other
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,989 sqft (1.99 acres)
Lot Dimensions	300 ft deep x 155 ft wide
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	754 sqft
Deck Area	261 sqft
Shed	1 Shed
Shed Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000500200
Street Address	707 DELREY RD
City	WHITEFISH
State	MT
Zip	59937-8019
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	POINT INEZ VILLA SITES L10,11&12 AMD, S05, T31 N, R22 W, LOT 10, ASSR #0000500200
Legal Range	22W
Legal Township	31N
Legal Section	05
Legal Quarter	SE
Legal Subdivision	POINT INEZ VILLA SITES L10,11&12 AMD
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1209
Census Tract	101

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	585 MORENO AVE, LOS ANGELES, CA 90049-4840
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK
Nov 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Mar 29, 2019	Deed of Trust, Mortgage · ARM UMPQUA BANK
Jan 8, 2019	Intrafamily Transfer, Transfer
Nov 15, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 15, 2018
Deed Sale	Nov 15, 2018
Prior Sale	Jan 8, 2019
Deed Document Number	201800028014
Last Transfer Date	Feb 17, 2022
Transfer Doc	202200004409
Record Updated	Jun 7, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 17, 2022
Property Address	707 DELREY RD, WHITEFISH, MT 59937-8019
Document Number	202200004409
Instrument Date	Feb 14, 2022
Instrument	202200004409
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 MORENO AVE, LOS ANGELES, CA 90049-4840

Mortgage

Document Number	202200004410
Date	Feb 17, 2022
Instrument	202200004410

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	Other
Max Rate	7%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	707 DELREY RD, WHITEFISH, MT 59937-8019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800028781
Date	Nov 28, 2018
Instrument	201800028781

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	707 DELREY RD, WHITEFISH, MT 59937-8019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005792
Date	Mar 29, 2019
Instrument	201900005792

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jan 8, 2019
Property Address	707 DELREY RD, WHITEFISH, MT 59937-8019
Document Number	201900000398
Instrument Date	Dec 18, 2018
Instrument	201900000398
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 DELREY RD, WHITEFISH, MT 59937-8019

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 15, 2018
Property Address	707 DELREY RD, WHITEFISH, MT 59937-8019
Document Number	201800028014
Instrument Date	Nov 5, 2018
Instrument	201800028014
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 DELREY RD, WHITEFISH, MT 59937-8019

Mortgage

Document Number	201800028015
Date	Nov 15, 2018
Instrument	201800028015

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94966

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$24,070.00	$3,901,400	$3,901,400 Land $2,731,500 Building $1,169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: MontanaSky Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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