707 Decorah Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 707 Decorah Ave, Decorah, IA 52101

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,056 sqft · built 1900
Lot Size	0.152 acres (6,625 sqft)
Owner	Company Name on Record
Last Sale	$231,000 (Jun 2024)
Tax Bill	$3,258 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`111532600300`

Property Details

APN / Parcel Number

Primary APN	`111532600300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,056 sqft Total Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	525 sqft
Unfinished Basement	195 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	168 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	707 DECORAH AVE
City	DECORAH
State	IA
Zip	52101-1429
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	L 7, BLK 5 PARK ADDN
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	PARK ADD
Legal Block	5
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1045
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	803 DAY ST, DECORAH, IA 52101-2226
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage KERNDT BROTHERS SAVINGS BANK
May 5, 2020	Warranty Deed, Transfer · Balloon Mortgage KERNDT BROTHERS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	20241204
Deed Book / Page	2024 / 1204
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	02020/1429
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	707 DECORAH AVE, DECORAH, IA 52101-1429
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 RAVINE ST, DECORAH, IA 52101-2253

Mortgage

Document Number	02025/2223
Date	Sep 5, 2025
Book Page	2025/2223
Instrument	2025 2223

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Aug 29, 2028

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	707 DECORAH AVE, DECORAH, IA 52101-1429
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2883
Date	Jul 16, 2021
Book Page	2021/2883
Instrument	2021 2883

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2030

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 5, 2020
Property Address	707 DECORAH AVE, DECORAH, IA 52101-1429
Document Number	02020/1429
Book / Page	2020 / 1429
Instrument Date	Apr 20, 2020
Instrument	2020 1429
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.40
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 DECORAH AVE, DECORAH, IA 52101-1429

Mortgage

Document Number	02020/1430
Date	May 5, 2020
Book Page	2020/1430
Instrument	2020 1430

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,258.00	$188,380 (-) Land $26,760 Building $161,620	$188,380 (-) Land $26,760 Building $161,620
2025	$3,258.00 (+5.23%)	$188,380 (+14.56%) Land $26,760 Building $161,620	$188,380 (+14.56%) Land $26,760 Building $161,620
2024	$3,096.00 (+4.45%)
2023		$164,440 (+15.61%) Land $26,760 Building $137,680	$164,440 (+15.61%) Land $26,760 Building $137,680
2022	$2,964.00	$142,240 Land $22,300 Building $119,940
2021			$142,240 Land $22,300 Building $119,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Decorah Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures