707 Davis Rd, Elgin, IL 60123 Property Records

Kane County property record for 707 Davis Rd, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	10,400 sqft · built 1972
Lot Size	2.95 acres (128,502 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (May 2022)
Tax Bill	$33,512 (2025)
Deeds & Mortgages	May 2022 Sale & Line of Credit Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-101-023`

Property Details

APN / Parcel Number

Primary APN	`06-02-101-023`

Interior

Building Area	10,400 sqft Gross Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	128,502 sqft

Location & Zoning

Street Address	707 DAVIS RD
City	ELGIN
State	IL
Zip	60123-1307
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MILLER-DAVIS RESEARCH INDUSTRIAL CENTER LOT 15 & PART OF LOT 16 DESC IN DOC 98K024946
Legal Subdivision	MILLER-DAVIS RESEARCH INDUSTRIAL CENTER
Legal Block	1
Legal Lot Number	15,16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	707 DAVIS RD, ELGIN, IL 60123-1307
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · Line of Credit AMERICAN HEARTLAND BANK & TRUST
Sep 17, 2020	Loan Modification, Mortgage AMERICAN CMNTY BK
Feb 25, 2019	Loan Modification, Mortgage · Line of Credit AMERICAN CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Mar 25, 2004 · Amount on Record
Deed Document Number	202227775
Prior Transfer Date	Feb 18, 2004
Prior Transfer Doc	0000036533
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 25, 2022
Property Address	707 DAVIS RD, ELGIN, IL 60123-1307
Document Number	0000027775
Instrument Date	May 10, 2022
Instrument	2022K027775
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 COMMERCE DR STE 204, 204, SCHAUMBURG, IL 60173-5331

Mortgage

Document Number	0000027776
Date	May 25, 2022
Instrument	2022K027776

Lender

Name	AMERICAN HEARTLAND BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	707 DAVIS RD, ELGIN, IL 60123-1307
Document Number	0000058018
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 S MAIN ST ALGONQUIN IL 601022735, ALGONQUIN, IL 60102-2735

Mortgage

Document Number	0000058018
Date	Oct 2, 2020
Instrument	58018

Lender

Name	AMERICAN CMNTY BK
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Amount	Amount Recorded

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	707 DAVIS RD, ELGIN, IL 60123-1307
Document Number	0000008406
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 DAVIS RD ELGIN IL 601231307, ELGIN, IL 60123-1307

Mortgage

Document Number	0000008406
Date	Mar 4, 2019
Instrument	8406

Lender

Name	AMERICAN CMNTY BK
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,512.00 (+3.5%)	$439,280 (+8.57%) Land $194,890 Building $244,390	$1,318,367 (+8.57%) Land $584,904 Building $733,463
2024	$32,379.00 (-22.85%)	$404,605 (-16.4%) Land $179,506 Building $225,099	$1,214,301 (-16.37%) Land $538,733 Building $675,567
2022	$41,967.00 (+3.96%)	$483,986 (+6.96%) Land $202,657 Building $281,329	$1,451,958 (+6.96%) Land $607,971 Building $843,987
2021	$40,370.00	$452,493 Land $189,470 Building $263,023	$1,357,479 Land $568,410 Building $789,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet.

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