707 Clermont Rd, New Bern, NC 28560 Property Records

Craven County property record for 707 Clermont Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,577 sqft · built 1981
Lot Size	0.493 acres (21,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Sep 2026)
Tax Bill	$847 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7-103-129`

Property Details

APN / Parcel Number

Primary APN	`7-103-129`
Alternative APNs	`8181500` `142986`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,325 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,478 sqft (0.493 acres)
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	142986
Street Address	707 CLERMONT RD
City	NEW BERN
State	NC
Zip	28560-7841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AIRWAY HGTS
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1041
Census Tract	961004

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 CLERMONT RD, NEW BERN, NC 28560-7841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Jan 27, 2025	Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Jan 27, 2025 · Amount on Record
Deed Document Number	202610161502
Deed Book / Page	3894 / 1805
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 11, 2026
Property Address	707 CLERMONT RD, NEW BERN, NC 28560-7841
Document Number	0010161502
Book / Page	3894 / 1805
Instrument Date	Aug 31, 2026
Instrument	202610161502
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CLERMONT RD, NEW BERN, NC 28560-7841

Mortgage

Document Number	0010161503,
Date	Sep 11, 2026
Instrument	202610161503

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 27, 2025
Property Address	707 CLERMONT RD, NEW BERN, NC 28560-7841
Document Number	003825/615
Book / Page	3825 / 615
Instrument Date	Jan 20, 2025
Instrument	10136174
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 CLERMONT RD, NEW BERN, NC 28560-7841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BARGATE DR, NEW BERN, NC 28562-8412

Mortgage

Document Number	0003825619
Date	Jan 27, 2025
Instrument	3825/619

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,950 (-) Land $22,950 Building $144,000	$166,950 (-) Land $22,950 Building $144,000
2025	$847.00 (+163.86%)	$166,950 (+2.9%) Land $22,950 Building $144,000	$166,950 (+2.9%) Land $22,950 Building $144,000
2023	$321.00 (-20.54%)	$162,240 (+44.9%) Land $22,950 Building $139,290	$162,240 (+44.9%) Land $22,950 Building $139,290
2022	$404.00	$111,970 Land $22,950 Building $89,020
2018			$111,970 Land $22,950 Building $89,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	39 (2010–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 35 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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