707 Clara Ave, Arcadia, IA 51430 Property Records

Carroll County property record for 707 Clara Ave, Arcadia, IA 51430 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 2005
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2025)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0516406005`

Property Details

APN / Parcel Number

Primary APN	`0516406005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Basement Area	1,494 sqft
Unfinished Basement	1,494 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	707 CLARA AVE
City	ARCADIA
State	IA
Zip	51430-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDIG SUBDIVISION BLOCK 4 LOT 3
Legal Subdivision	REDIG SUBDIVISION
Legal Block	4
Legal Lot Number	3
Jurisdiction	CARROLL IA
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1127
Census Tract	960200

Owner

Source: Carroll County records · APN 0516406005

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	707 CLARA AVE, ARCADIA, IA 51430-1068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SERVICES AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2025 · Amount on Record
Deed Sale	Sep 09, 2025 · Amount on Record
Prior Sale	Sep 28, 2005 · Amount on Record
Deed Document Number	20252442
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Sep 09, 2025
Property Address	707 CLARA AVE, ARCADIA, IA 51430-1068
Document Number	0020252442
Instrument Date	Sep 04, 2025
Instrument	2025-2442
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$439.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CLARA AVE, ARCADIA, IA 51430-1068

Mortgage

Document Number	0020252443
Date	Sep 09, 2025
Instrument	2025-2443

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Aug 25, 2022
Property Address	707 CLARA AVE, ARCADIA, IA 51430-1068
Document Number	0020222733
Instrument Date	Aug 20, 2022
Instrument	2022-2733
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CLARA AVE, ARCADIA, IA 51430-1068

Mortgage

Document Number	0020222734
Date	Aug 25, 2022
Instrument	2022-2734

Lender

Name	FARM CREDIT SERVICES AMERICA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Arcadia City
County	Carroll County
Unified School District	Ar-We-Va Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,870 (+8.82%) Land $22,230 Building $270,640	$292,870 (+8.82%) Land $22,230 Building $270,640
2025	$3,036.00 (+55.69%)	$269,140 (+12.95%) Land $22,230 Building $246,910	$269,140 (+12.95%) Land $22,230 Building $246,910
2023		$238,280 (+53.28%) Land $22,230 Building $216,050	$238,280 (+53.28%) Land $22,230 Building $216,050
2022		$155,450 Land $23,400 Building $132,050
2021			$155,450 Land $23,400 Building $132,050
2018	$1,950.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (19027C), updated September 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Breda Telephone	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Western Iowa Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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