707 Cedar Pl, Carmel, IN 46032 Property Records

Hamilton County property record for 707 Cedar Pl, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,504 sqft · built 1980
Lot Size	3.08 acres (134,600 sqft)
Owner	Individual Name on Record
Tax Bill	$7,367 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`29-13-10-402-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-402-009.000-018`
Alternative APNs	`291310402009000034` `1713100402009000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	5,504 sqft Living Area
1st Floor Area	2,269 sqft
Basement Area	1,704 sqft
Finished Basement	1,278 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	134,600 sqft (3.08 acres)
Lot Dimensions	557 ft deep x 60 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713100402009000
Old Parcel Number	291310402009000034
Street Address	707 CEDAR PL
City	CARMEL
State	IN
Zip	46032-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.09, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 59, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	10
Legal Subdivision	CEDAR POINT
Legal Lot Number	59
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1007
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 CEDAR PL, CARMEL, IN 46032-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 30, 2020	Deed of Trust, Mortgage LOANFLIGHT LNDG LLC
Apr 15, 2020	Deed of Trust, Mortgage LOANFLIGHT LNDG LLC
Jul 11, 2019	Deed of Trust, Mortgage LOANFLIGHT LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2011
Deed Sale	Jun 13, 2011
Prior Sale	Apr 23, 2003
Deed Document Number	2011028240
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	707 CEDAR PL, CARMEL, IN 46032-9578
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032961
Date	Jul 1, 2022
Instrument	2022032961

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	396 Months
Due	Jul 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	707 CEDAR PL, CARMEL, IN 46032-9578
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021027382
Date	Apr 9, 2021
Instrument	2021027382

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	707 CEDAR PL, CARMEL, IN 46032-9578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058120
Date	Nov 27, 2017
Instrument	2017058120

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	237 Months
Due	Aug 11, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	707 CEDAR PL, CARMEL, IN 46032-9578
Document Number	0000024717
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CEDAR PL HARVEYSBURG OH 45032, HARVEYSBURG, OH 45032

Mortgage

Document Number	0000024717
Date	Apr 30, 2020
Instrument	24717

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	707 CEDAR PL, CARMEL, IN 46032-9578
Document Number	0000022420
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CEDAR PL CARMEL IN 460329578, CARMEL, IN 46032-9578

Mortgage

Document Number	0000022420
Date	Apr 21, 2020
Instrument	22420

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	707 CEDAR PL, CARMEL, IN 46032-9578
Document Number	0000032181
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CEDAR PL CARMEL IN 460329578, CARMEL, IN 46032-9578

Mortgage

Document Number	0000032181
Date	Jul 22, 2019
Instrument	32181

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$712,800 (+13.38%) Land $134,700 Building $578,100	$712,800 (+13.38%) Land $134,700 Building $578,100
2024	$7,367.00 (+8.53%)	$628,700 (+5.26%) Land $134,700 Building $494,000	$628,700 (+5.26%) Land $134,700 Building $494,000
2023	$6,788.00 (+11.83%) Homeowner's exemption	$597,300 (+18.04%) Land $134,700 Building $462,600	$597,300 (+18.04%) Land $134,700 Building $462,600
2022	$6,070.00 Homeowner's exemption	$506,000 Land $116,300 Building $389,700	$506,000 Land $116,300 Building $389,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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