707 Cedar Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 707 Cedar Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Jan 2026)
Tax Bill	$6,973 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-30-177-011`

Property Details

APN / Parcel Number

Primary APN	`03-30-177-011`

Exterior

Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 70 ft wide

Location & Zoning

Account Number	0330177011
Street Address	707 CEDAR LN
City	GENOA
State	IL
Zip	60135-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92 - WILLOW GLEN PUD - PHASE 2
Legal Subdivision	WILLOW GLEN PUD - PHASE 2
Legal Phase	2
Legal Lot Number	92
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	3
Census Block	3029
Census Tract	100

Owner

Source: DeKalb County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 CEDAR LN, GENOA, IL 60135-7500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	2026527
Prior Transfer Date	May 1, 2013
Prior Transfer Doc	0000005636
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 21, 2026
Property Address	707 CEDAR LN, GENOA, IL 60135-7500
Document Number	0000000527
Map Reference	MB Z PG 84
Instrument Date	Dec 30, 2025
Instrument	2026000527
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 CEDAR LN, GENOA, IL 60135-7500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000528
Date	Jan 21, 2026
Instrument	2026000528

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	0000000529
Date	Jan 21, 2026
Instrument	2026000529

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 17, 2020
Property Address	707 CEDAR LN, GENOA, IL 60135-7500
Document Number	0000006890
Instrument Date	Jul 10, 2020
Instrument	6890
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 HORTENSE DR KIRKLAND IL 601468854, KIRKLAND, IL 60146-8854

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,105 (+8.68%) Land $16,444 Building $68,661	$255,315 (+8.68%) Land $49,332 Building $205,983
2024	$6,973.00	$78,308 (+7.52%) Land $15,131 Building $63,177	$234,924 (+7.52%) Land $45,393 Building $189,531
2023		$72,831 Land $14,073 Building $58,758	$218,493 Land $42,219 Building $176,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
DNA Communications DSL	150 / 40

May also be available: Fox Valley Internet.

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