707 Castillo St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 707 Castillo St, Santa Barbara, CA 93101

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 705 sqft · built 1906
Lot Size0.06 acres (2,614 sqft)
OwnerTrust Name on File
Last Sale$164,000 (May 2000)
Tax Bill$3,537 (2025)
Deeds & MortgagesOct 2020 Reverse Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN037-072-008

Property Details

APN / Parcel Number

Primary APN037-072-008
Alternative APN
  • 03707208

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area705 sqft Total Area

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Street Address707 CASTILLO ST
CitySANTA BARBARA
StateCA
Zip93101-3309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOTS 20B AND 19B BLK 197
Legal SubdivisionSANTA BARBARA
Legal Block197
Legal Lot Number20B
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group2
Census Block2004
Census Tract1001

Owner

707 Castillo St is owner-occupied and held in a trust since February 2016.

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address707 CASTILLO ST, SANTA BARBARA, CA 93101-3309
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Oct 12, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2000 · Amount on File
Deed SaleMay 10, 2000 · Amount on File
Prior SaleJun 6, 1995 · Amount on File
Deed Document Number200028065
Last Transfer DateFeb 17, 2016
Transfer Doc0000007540
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address707 CASTILLO ST, SANTA BARBARA, CA 93101-3309
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySYNRGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 CASTILLO ST, SANTA BARBARA, CA 93101-3309

Mortgage

Document Number0000058122
DateOct 19, 2020
Instrument2020-0058122
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.92%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address707 CASTILLO ST, SANTA BARBARA, CA 93101-3309
Document Number0000058123
Instrument DateOct 12, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 CASTILLO ST SANTA BARBARA CA 931013309, SANTA BARBARA, CA 93101-3309

Mortgage

Document Number0000058123
DateOct 19, 2020
Instrument58123
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1056 Months
Interest
Rate TypeAdjustable Rate
Rate2.92%

Tax Assessment & Valuation

The 2025 property tax bill for 707 Castillo St was $3,537 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$344,872 (+2%) Land $258,662 Building $86,210
2025$3,537.00 Homeowner's exemption Additional exemption filed$338,111 Land $253,591 Building $84,520
2023$3,409.00 (+1.79%) Homeowner's exemption Additional exemption filed$324,984 Land $243,745 Building $81,239
2022$3,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 707 Castillo St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies41 units insured
incl. 2 condo units
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 707 Castillo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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