707 Cady St, Chapman, NE 68827 Property Records

Merrick County property record for 707 Cady St, Chapman, NE 68827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,376 sqft · built 1910
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Oct 2019)
Tax Bill	$967 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Feb 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0004636.00`

Property Details

APN / Parcel Number

Primary APN	`0004636.00`
Alternative APN	`3219-07-0-60060-003-4636`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,944 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	707 CADY ST
City	CHAPMAN
State	NE
Zip	68827-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	SARAH CADY ADD LOTS 1-2 BLK 3 68-82CHV CFD CL-6 (14000 SQ FT)
Legal Range	07
Legal Township	12
Legal Section	07
Legal Subdivision	SARAH CADY ADD
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	MERRICK NE
Township / Civil Division	CHAPMAN
Census Block Group	2
Census Block	2121
Census Tract	966700

Owner

707 Cady St is owned and occupied by an individual who bought it in October 2019.

Source: Merrick County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	707 CADY ST, CHAPMAN, NE 68827-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Feb 7, 2019	Survivorship Deed, Transfer · Line of Credit EQUITABLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Document Number	20191406
Deed Book / Page	47 / 755
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	000A45/338
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Oct 28, 2019
Property Address	707 CADY ST, CHAPMAN, NE 68827-1101
Document Number	000A47/755
Book / Page	A47 / 755
Instrument Date	Sep 30, 2019
Instrument	2019-01406
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901407
Date	Oct 28, 2019
Instrument	2019-01407

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERRICK NE
Recording Date	Feb 7, 2019
Property Address	707 CADY ST, CHAPMAN, NE 68827-1101
Document Number	000A47/228
Book / Page	A47 / 228
Instrument Date	Jan 29, 2019
Instrument	2019-00186
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	GRAND ISLAND ABSTRACTING ESC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0201900187
Date	Feb 7, 2019
Instrument	2019-00187

Lender

Name	EQUITABLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 707 Cady St was $967.

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Chapman Village
County	Merrick County
County Subdivision	Chapman Township
Unified School District	Northwest Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,575 (+38.52%) Land $26,975 Building $158,600	$185,575 (+38.52%) Land $26,975 Building $158,600
2025	$967.00	$133,970 Land $14,000 Building $119,970	$133,970 Land $14,000 Building $119,970
2023	$1,174.00	$113,245 Land $7,000 Building $106,245	$113,245 Land $7,000 Building $106,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Cady St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Cady St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CHAPMAN serves 292 people · EPA ID NE3120819
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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