707 Bruce Thomas Rd, Monroe, NC 28112 Property Records

Union County property record for 707 Bruce Thomas Rd, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 ba · 1,568 sqft · built 1999
Lot Size	0.923 acres (40,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2024)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-117-010D`

Property Details

APN / Parcel Number

Primary APN	`04-117-010D`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,144 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	40,206 sqft (0.923 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	547 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	707 BRUCE THOMAS RD
City	MONROE
State	NC
Zip	28112-7363
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	LOT 2 OPCS272
Legal Subdivision	CONTAINING 2
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3020
Census Tract	20901

Owner

Source: Union County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 BRUCE THOMAS RD, MONROE, NC 28112-7363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 24, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	May 24, 2024 · Amount on Record
Deed Document Number	202422067
Deed Book / Page	8976 / 60
Prior Transfer Date	Apr 19, 2014
Prior Transfer Doc	0014000391
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 16, 2024
Property Address	707 BRUCE THOMAS RD, MONROE, NC 28112-7363
Document Number	0000897660
Book / Page	8976 / 60
Map Reference	CAB S FILE 272
Instrument Date	Sep 13, 2024
Instrument	22067
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 40, LOCUST, NC 28097-0040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 BRUCE THOMAS RD, MONROE, NC 28112-7363

Mortgage

Document Number	0000022068
Date	Sep 16, 2024
Instrument	22068

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Mortgage

Document Number	0000897675
Date	Sep 16, 2024
Book Page	8976/75
Instrument	22069

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2034

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 24, 2024
Property Address	707 BRUCE THOMAS RD, MONROE, NC 28112-7363
Document Number	0008909384
Book / Page	8909 / 384
Map Reference	CAB D FILE 30
Instrument Date	May 24, 2024
Instrument	11907
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12343 OLD DULIN FARMS WAY, CHARLOTTE, NC 28215-5210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 40, LOCUST, NC 28097-0040

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 (+107.92%)	$368,000 (+43.64%) Land $34,000 Building $334,000	$368,000 (+43.64%) Land $34,000 Building $334,000
2023	$846.00	$256,200 Land $31,200 Building $225,000	$256,200 Land $31,200 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bruce Thomas Rd

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