707 Bridge St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 707 Bridge St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,326 sqft · built 1890
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Sep 2026)
Tax Bill	$8,144 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M02880`

Property Details

APN / Parcel Number

Primary APN	`M02880`
Alternative APNs	`LOWE M:196 B:780 L:707` `M:000196 T:M02880`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,326 sqft Living Area
Gross Area	5,401 sqft
1st Floor Area	1,663 sqft
Basement Area	1,663 sqft
Unfinished Basement	1,663 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M02880
Street Address	707 BRIDGE ST
City	LOWELL
State	MA
Zip	01850-2045
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TMF
Legal Block	780
Legal Lot Number	707
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4001
Census Tract	310200

Owner

707 Bridge St, a duplex, is owned by an individual who bought it in September 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	707 BRIDGE ST, 709, LOWELL, MA 01850-2045
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE
Sep 15, 2026	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Aug 18, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Aug 18, 2023 · Amount on File
Deed Document Number	202630668
Deed Book / Page	40351 / 227
Prior Transfer Date	Aug 28, 2026
Prior Transfer Doc	0000030668
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 15, 2026
Property Address	707 BRIDGE ST, LOWELL, MA 01850-2045
Document Number	0000030668
Book / Page	40351 / 227
Instrument Date	Aug 28, 2026
Instrument	202630668
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 15, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Sep 15, 2026
Property Address	707 BRIDGE ST, LOWELL, MA 01850-2045
Document Number	0000030669
Book / Page	40351 / 230
Instrument Date	Aug 28, 2026
Instrument	202630669
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 BRIDGE ST, LOWELL, MA 01850-2045

Mortgage

Document Number	0000030669,
Date	Sep 15, 2026
Book Page	40351/230
Instrument	202630669

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 18, 2023
Property Address	707 BRIDGE ST, LOWELL, MA 01850-2045
Document Number	038018-154
Book / Page	38018 / 154
Instrument Date	Aug 14, 2023
Instrument	24314
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 BRIDGE ST # 709, 709, LOWELL, MA 01850-2045

Mortgage

Document Number	0000024315
Date	Aug 18, 2023
Instrument	24315

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 707 Bridge St was $8,144, up 4.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,144.00 (+4.5%)	$717,500 (+5.7%) Land $150,600 Building $566,900	$639,348
2025	$7,793.00 (+10.51%)	$678,800 (+14.64%) Land $140,800 Building $538,000
2024	$7,052.00 (+7.42%)	$592,100 (+12.01%) Land $116,900 Building $475,200
2023	$6,565.00	$528,600 Land $101,700 Building $426,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Bridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 707 Bridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures