707 43rd Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 707 43rd Ave S, Moorhead, MN 56560

Property Summary

Property TypeTownhouse
Lot Size0.27 acres (11,906 sqft)
OwnerIndividual Name on File
Last Sale$442,000 (May 2026)
Tax Bill$5,584 (2026)
Deeds & MortgagesMar 2022 Mortgage
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN58.379.0070

Property Details

APN / Parcel Number

Primary APN58.379.0070

Exterior

Architectural StyleTownhouse
Lot Area11,906 sqft (0.27 acres)

Location & Zoning

Street Address707 43RD AVE S
CityMOORHEAD
StateMN
Zip56560-6755
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSUBDIVISIONNAME KINGSFORD 3RD ADD LOT 007 BLOCK 001 SUBDIVISIONCD 58379 UNIT 707 TIMBER CREEK SOUTH TOWNHOMES, LOT 7 LESS A P
Legal Range48
Legal Township139
Legal Section29
Legal SubdivisionKINGSFORD 3RD ADD
Legal Block1
Legal Lot Number7
Legal Unit707
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group1
Census Block1000
Census Tract20500

Owner

707 43rd Ave S, a townhouse, is owned and occupied by an individual who bought it in May 2026.

Source: Clay County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address707 43RD AVE S, MOORHEAD, MN 56560-6755
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
May 15, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 4, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY CU
Jun 11, 2019Quit Claim Deed, Transfer
CONSOLIDATED TITLE SERVICES, CONSOLIDATED TITLE SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2026 · Amount on File
Deed SaleMay 15, 2026 · Amount on File
Prior SaleAug 4, 2020 · Amount on File
Deed Document Number2026864563
Prior Transfer DateJun 3, 2019
Prior Transfer Doc0000790201
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address707 43RD AVE S, MOORHEAD, MN 56560-6755
Transaction TypeMortgage
Record UpdatedJun 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000826418
DateMar 3, 2022
Instrument826418
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 23, 2037
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateFeb 23, 2032
Change Frequency5 Years
Min Rate At Change3.13%
Max Rate At Change8.24%
Index5-Year CMT

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateMay 15, 2026
Property Address707 43RD AVE S, MOORHEAD, MN 56560-6755
Document Number0000864563
Instrument DateMay 15, 2026
Instrument2026864563
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyTITLE STREAM, TITLE TEAM

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$147,318.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address707 43RD AVE S, MOORHEAD, MN 56560-6755

Mortgage

Document Number0000864564,
DateMay 15, 2026
Instrument2026864564
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateAug 4, 2020
Property Address707 43RD AVE S, MOORHEAD, MN 56560-6755
Document Number0000804000
Instrument DateJul 31, 2020
Instrument804000
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,105.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address707 43RD AVE S, MOORHEAD, MN 56560-6755
InvestorPossibly a Property Investor

Mortgage

Document Number0000804001
DateAug 4, 2020
Instrument804001
Lender
NameFIRST COMMUNITY CU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MN
Recording DateJun 11, 2019
Property Address707 43RD AVE S, MOORHEAD, MN 56560-6755
Document Number0000790201
Instrument DateJun 3, 2019
Instrument790201
Transaction TypeTransfer
Record UpdatedJul 3, 2019
Title CompanyCONSOLIDATED TITLE SERVICES, CONSOLIDATED TITLE SVCS

Transaction

AmountAmount on Record
Tax$1.65
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 43RD AVE S MOORHEAD MN 565606755, MOORHEAD, MN 56560-6755

Tax Assessment & Valuation

The 2026 property tax bill for 707 43rd Ave S was $5,584 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,584.00 Homeowner's exemption$373,800 (+6.53%) Land $37,900 Building $335,900$373,800 (+6.53%) Land $37,900 Building $335,900
2025$350,900 Land $32,500 Building $318,400$350,900 Land $32,500 Building $318,400
2023$4,988.00 Homeowner's exemption$341,800 Land $31,300 Building $310,500$341,800 Land $31,300 Building $310,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 43rd Ave S in Zone X, an area of moderate flood risk, though there have been 76 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims76 (1978–2013)
Claims Outside the SFHA52 of 76
Most Recent ClaimApr 2013 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 19 claims
  • Flooding, Mar 2010 · 16 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 43rd Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Otter Tail Telecom.

Nearby Properties on 43rd Ave S

Nearby Streets

Search Property Records by Address or Parcel Number