Howard County property record for 707 3rd St, Elma, IA 50628
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $78 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 300060009010000 |
| Primary APN | 300060009010000 |
|---|
| Lot Area | 11,805 sqft (0.271 acres) |
|---|
| Street Address | 707 3RD ST |
|---|---|
| City | ELMA |
| State | IA |
| Zip | 50628-8001 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOTS 9 & 10 IR SURV SW SW |
| Legal Range | 13W |
| Legal Township | 97N |
| Legal Section | 06 |
| Legal Lot Number | 9 & 10 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | HOWARD |
| Census Block Group | 2 |
| Census Block | 2175 |
| Census Tract | 960300 |
707 3rd St, residential vacant land, is owned by an individual.
Source: Howard County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 9TH ST, ELMA, IA 50628-8217 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 707 3rd St was $78.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Elma City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78.00 | $4,400 (-) Land $4,400 | $4,400 (-) Land $4,400 |
| 2025 | $78.00 (-17.02%) | $4,400 Land $4,400 | $4,400 Land $4,400 |
| 2024 | $94.00 | ||
| 2023 | $4,400 (-) Land $4,400 | $4,400 Land $4,400 | |
| 2022 | $112.00 | $4,400 Land $4,400 | |
| 2021 | $4,400 Land $4,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 707 3rd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
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