707 3rd St, Durant, IA 52747 Property Records

Cedar County property record for 707 3rd St, Durant, IA 52747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,311 sqft · built 2000
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Dec 2017)
Tax Bill	$4,390 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040016363890040`

Property Details

APN / Parcel Number

Primary APN	`040016363890040`
Alternative APN	`40004001636389004000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
Basement Area	639 sqft
Finished Basement	450 sqft
Unfinished Basement	189 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	144 sqft
Patio Area	420 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	707 3RD ST
City	DURANT
State	IA
Zip	52747-7784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DURANT TRCT C BLK 20
Legal Tract	C
Jurisdiction	CEDAR IA
Township / Civil Division	FARMINGTON
Census Block Group	3
Census Block	3046
Census Tract	450400

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 3RD ST, DURANT, IA 52747-7784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Jan 22, 2014 · Amount on Record
Deed Document Number	20174238
Deed Book / Page	1397 / 270
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Dec 29, 2017
Property Address	707 3RD ST, DURANT, IA 52747-7784
Document Number	001397/270
Book / Page	1397 / 270
Instrument Date	Dec 9, 2017
Instrument	2017 4238
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 3RD ST, DURANT, IA 52747-7784

Mortgage

Document Number	1397/274
Date	Dec 29, 2017
Book Page	1397/274
Instrument	2017 4239

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.94%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.94%
Index	1-Year CMT
Margin	3
Max Rate	10.9%

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Durant City
Unified School District	Durant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,390.00	$264,170 (-) Land $22,950 Building $241,220	$264,170 (-) Land $22,950 Building $241,220
2025	$4,390.00 (-4.85%)	$264,170 (+3.76%) Land $22,950 Building $241,220	$264,170 (+3.76%) Land $22,950 Building $241,220
2024	$4,614.00 (+33.58%)
2023		$254,600 (+32.51%) Land $22,950 Building $231,650	$254,600 (+32.51%) Land $22,950 Building $231,650
2022	$3,454.00	$192,140 Land $16,830 Building $175,310
2021			$192,140 Land $16,830 Building $175,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Night Owl Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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