707 23rd St E, Palmetto, FL 34221 Property Records

Manatee County property record for 707 23rd St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1993
Lot Size	0.492 acres (21,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$775 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25691-0000-7`

Property Details

APN / Parcel Number

Primary APN	`25691-0000-7`
Alternative APN	`3417122569100007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,450 sqft (0.492 acres)
Lot Dimensions	325 ft deep x 66 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	256 sqft
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	707 23RD ST E
City	PALMETTO
State	FL
Zip	34221-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-6
Legal Description	LOT 22 H L MOSS SUB PI#25691.0000/7
Legal Range	17E
Legal Township	34S
Legal Section	12
Legal Subdivision	H L MOSS
Legal Tract	02566600
Legal Lot Number	22
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1002
Census Tract	1501

Owner

707 23rd St E is owned and occupied by two individuals who acquired it in January 2025.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	707 23RD ST E, PALMETTO, FL 34221-2750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2025
Transfer Doc	0000002285
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	707 23RD ST E, PALMETTO, FL 34221-2750
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	MC TITLE, MSC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 23RD ST E, PALMETTO, FL 34221-2750

Mortgage

Document Number	0041125311
Date	Nov 27, 2023
Instrument	202341125311

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	707 23RD ST E, PALMETTO, FL 34221-2750
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 23RD ST E, PALMETTO, FL 34221-2750

Mortgage

Document Number	0041112977
Date	Sep 6, 2022
Instrument	202241112977

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 707 23rd St E was $775 with exemptions applied, up 7.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,167 (+2.7%)	$274,112 (+9.51%) Land $73,950 Building $200,162
2025	$775.00 (+7.64%) Homeowner's exemption	$80,981	$250,312 Land $50,150 Building $200,162
2024	$720.00 (+5.57%)
2023	$682.00 (-4.08%) Homeowner's exemption	$76,407 (+3%)	$255,194 (+23.38%) Land $50,150 Building $205,044
2022	$711.00 Homeowner's exemption Disabled Person's exemption	$74,182	$206,828 Land $30,000 Building $176,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 23rd St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 23rd St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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