707 13th St, Bellingham, WA 98225 Property Records

Whatcom County property record for 707 13th St, Bellingham, WA 98225

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 702 sqft · built 1929
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Tax Bill$7,348 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN80497

Property Details

APN / Parcel Number

Primary APN80497
Alternative APNs
  • 370201 163392 0000
  • 16096

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area702 sqft Living Area
1st Floor Area702 sqft
Basement Area702 sqft
Finished Basement702 sqft

Exterior

Year BuiltBuilt 1929
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeDetached
Garage Area192 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area126 sqft
Deck Area240 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number80497
Street Address707 13TH ST
CityBELLINGHAM
StateWA
Zip98225-6216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS7.2
Legal DescriptionTOWN OF BELLINGHAM N 1/2 OF LOT 8-LOT 9 BLK 25
Legal Range02
Legal Township37
Legal Section01
Legal SubdivisionTOWN OF BELLINGHAM
Legal Block25
Legal Lot Number8
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1051
Census Tract1102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Hill Historic District
listed 2010 · 498 contributing resources · NRIS 09001296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

707 13th St is owned and occupied by an individual who acquired it in November 2006.

Source: Whatcom County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address707 13TH ST, BELLINGHAM, WA 98225-6216
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleApr 26, 2000
Last Transfer DateNov 17, 2006
Transfer Doc2061102465
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address707 13TH ST, BELLINGHAM, WA 98225-6216
Document Number2210100962
Instrument DateJan 4, 2021
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyCHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address707 13TH ST BELLINGHAM WA 982256216, BELLINGHAM, WA 98225-6216

Mortgage

Document Number2210100962
DateJan 8, 2021
Instrument100962
Lender
NameSERVION INC
AddressNEW BRIGHTON, MN 55112
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 7, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 707 13th St was $7,348.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,348.00$898,565 Land $604,500 Building $294,065$898,565 Land $604,500 Building $294,065
2022$644,572 Land $402,084 Building $242,488$644,572 Land $402,084 Building $242,488
2021$4,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on 13th St

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