7069 Gatorbone Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 7069 Gatorbone Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1964
Lot Size	1.01 acres (43,995 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Jul 2022)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-23-001330-000-00`

Property Details

APN / Parcel Number

Primary APN	`12-08-23-001330-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	1,860 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1964
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,995 sqft (1.01 acres)
Lot Dimensions	577 ft deep x 75 ft wide
Garage Area	840 sqft

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Fence	Fence
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7069 GATORBONE RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOTS 44 & 45 GATORBONE AS RECO R 4626 PG 437
Legal Range	23
Legal Township	08
Legal Section	12
Legal Subdivision	GATORBONE
Legal Lot Number	44,45 45
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2014
Census Tract	31110

Owner

7069 Gatorbone Rd is owned by an individual who bought it in July 2022.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	6170 COUNTY ROAD 214, KEYSTONE HEIGHTS, FL 32656-9725
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Line of Credit CAPITAL CITY BANK
May 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Oct 5, 2004 · Amount on File
Deed Document Number	2022041921
Deed Book / Page	4626 / 437
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 11, 2022
Property Address	7069 GATORBONE RD, KEYSTONE HEIGHTS, FL 32656-8195
Document Number	0046260437
Book / Page	4626 / 437
Map Reference	MB 7 PG 44
Instrument Date	Jun 30, 2022
Instrument	2022041921
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 EASTWOOD DR, 604, LOGANSPORT, IN 46947-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6170 COUNTY ROAD 214, KEYSTONE HEIGHTS, FL 32656-9725

Mortgage

Document Number	0004626439
Date	Jul 11, 2022
Instrument	4626/439

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jun 28, 2037

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	7069 GATORBONE RD, KEYSTONE HEIGHTS, FL 32656-8195
Document Number	0043150998
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7069 GATORBONE RD KEYSTONE HEIGHTS FL 326568195, KEYSTONE HEIGHTS, FL 32656-8195

Mortgage

Document Number	0043150998
Date	Jun 8, 2020
Book Page	004315/000998
Instrument	27921

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7069 Gatorbone Rd was $3,044.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00	$199,621 Land $65,000 Building $134,621	$199,621 Land $65,000 Building $134,621
2023	$2,920.00 (+21.87%)	$170,987 (+19.01%) Land $39,000 Building $131,987	$170,987 (+19.01%) Land $39,000 Building $131,987
2022	$2,396.00	$143,679 Land $28,600 Building $115,079	$143,679 Land $28,600 Building $115,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7069 Gatorbone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	89 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7069 Gatorbone Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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