7065 Maverick Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7065 Maverick Trl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,055 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jul 2018)
Tax Bill	$5,573 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103220`

Property Details

APN / Parcel Number

Primary APN	`103220`
Alternative APN	`182632259900012030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,055 sqft Heated Area
Gross Area	3,287 sqft
1st Floor Area	2,055 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	1,160 sqft
Porch	Open Porch
Porch Area	400 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	103220
Street Address	7065 MAVERICK TRL
City	SAINT CLOUD
State	FL
Zip	34771-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA1A
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 203 07/26/32
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 3
Legal Tract	2599
Legal Block	1
Legal Lot Number	7,203
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1013
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7065 MAVERICK TRL, SAINT CLOUD, FL 34771-9550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Loan Modification, Mortgage CENTENNIAL BK
Jul 3, 2018	Warranty Deed, Subdivision Related Transfer · ARM CENTENNIAL BANK
Apr 12, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	2018101862
Deed Book / Page	5360 / 2521
Record Updated	Jun 8, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	7065 MAVERICK TRL, SAINT CLOUD, FL 34771-9550
Document Number	0054981860
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7065 MAVERICK TRL #TRT ST CLOUD FL 347719550, ST CLOUD, FL 34771-9550

Mortgage

Document Number	0054981860
Date	Mar 28, 2019
Book Page	005498/001860
Instrument	39159

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 3, 2018
Property Address	7065 MAVERICK TRL, SAINT CLOUD, FL 34771-9550
Document Number	0053602521
Book / Page	5360 / 2521
Map Reference	MB4 PG59-61
Instrument Date	Jun 28, 2018
Instrument	2018101862
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BEAR RDG DR, CHERRY HILL, NJ 08002

Mortgage

Document Number	2018101863
Date	Jul 3, 2018
Instrument	2018101863

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 12, 2018
Property Address	7065 MAVERICK TRL, SAINT CLOUD, FL 34771-9550
Document Number	0053152957
Book / Page	005315 / 002957
Instrument Date	Apr 12, 2018
Instrument	57820
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,573.00 (+6.72%) Homeowner's exemption	$391,712 (+5.99%)	$547,500 (+11.28%) Land $108,000 Building $439,500
2023	$5,222.00 (+3.82%) Homeowner's exemption	$369,586 (+3%)	$492,000 (+21.21%) Land $85,000 Building $407,000
2022	$5,030.00 Homeowner's exemption	$358,822	$405,900 Land $68,000 Building $337,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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