7063 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 7063 State Rte 156, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,984 sqft · built 1982
Lot Size	5.6 acres (243,936 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-01-200-001-000`

Property Details

APN / Parcel Number

Primary APN	`11-01-200-001-000`
Alternative APN	`11010000000401 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	243,936 sqft (5.6 acres)
Garage Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7063 STATE ROUTE 156
City	WATERLOO
State	IL
Zip	62298-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART TAX LOT 4
Legal Range	09W
Legal Township	03S
Legal Section	01
Legal Lot Number	4
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2026
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7063 STATE ROUTE 156, WATERLOO, IL 62298-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2023
Transfer Doc	0000427769
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 30, 2023
Property Address	7063 STATE ROUTE 156, WATERLOO, IL 62298-2521
Document Number	0000427769
Map Reference	MB 56 PG 103
Instrument Date	Jan 26, 2023
Instrument	427769
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7063 STATE ROUTE 156, WATERLOO, IL 62298-2521

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7063 STATE ROUTE 156, WATERLOO, IL 62298-2521
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425259
Date	Jul 20, 2022
Instrument	425259

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,496.00 (-4.4%) Homeowner's exemption	$85,170 (+10.96%) Land $20,000 Building $65,170	$255,510 (+10.96%) Land $60,000 Building $195,510
2024	$4,703.00
2022	Homeowner's exemption Additional exemption filed	$76,760 Land $20,000 Building $56,760	$230,280 Land $60,000 Building $170,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	10 / 1

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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