7063 Cunningham Dr, Toano, VA 23168 Property Records

James City County property record for 7063 Cunningham Dr, Toano, VA 23168

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.138 acres (6,033 sqft)
Owner	Company Name on Record
Last Sale	$265,800 (Mar 2026)
Tax Bill	$565 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-4 11-0-0070`

Property Details

APN / Parcel Number

Primary APN	`05-4 11-0-0070`
Alternative APN	`37192`

Exterior

Lot Area	6,033 sqft (0.138 acres)

Location & Zoning

Account Number	37192
Street Address	7063 CUNNINGHAM DR
City	TOANO
State	VA
Zip	23168-9559
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PUDR PLANN
Legal Description	L-70 PH-1 S-1 TRACT 11A STONEHOUSE
Legal Subdivision	STONEHOUSE
Legal Phase	1
Legal Tract	11
Legal Lot Number	70
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1016
Census Tract	80404

Owner

Source: James City County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5400 DISCOVERY PARK BLVD, 201, WILLIAMSBURG, VA 23188-2882
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · FHA Mortgage MORTGAGE INC
Mar 23, 2026	Deed, Transfer
Dec 5, 2025	Deed, Transfer · Line of Credit WESTERN ALLIANCE BANK
Dec 5, 2025	Assignment of Agreement of Sale, Transfer
Dec 5, 2025	Land Contract, Transfer
Dec 5, 2025	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Deed Document Number	20263410
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 13, 2026
Property Address	7063 CUNNINGHAM DR, TOANO, VA 23168-9559
Document Number	0000008900
Instrument Date	Jul 6, 2026
Instrument	20268900
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,786.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7063 CUNNINGHAM DR, TOANO, VA 23168-9559

Mortgage

Document Number	0000008901,
Date	Jul 13, 2026
Instrument	20268901

Lender

Name	MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 23, 2026
Property Address	7063 CUNNINGHAM DR, TOANO, VA 23168-9559
Document Number	0202603410
Instrument Date	Mar 18, 2026
Instrument	202603410
Transaction Type	Transfer
Record Updated	Apr 29, 2026

Transaction

Amount	Amount Recorded
Tax	$266.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 DISCOVERY PARK BLVD STE 201, 201, WILLIAMSBURG, VA 23188-2882
Investor	Possibly a Property Investor

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 5, 2025
Property Address	7063 CUNNINGHAM DR, TOANO, VA 23168-9559
Document Number	0202516824
Map Reference	DOC 202506907
Instrument Date	Nov 25, 2025
Instrument	202516824
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202516822
Date	Dec 5, 2025
Instrument	202516822

Lender

Name	WESTERN ALLIANCE BANK
Type	Bank
Address	PHOENIX, AZ 85004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Assignment of Agreement of Sale, Transfer

Document Type	Assignment of Agreement of Sale
Jurisdiction	JAMES CITY VA
Recording Date	Dec 5, 2025
Property Address	7063 CUNNINGHAM DR, TOANO, VA 23168-9559
Document Number	0202516823
Instrument Date	Nov 25, 2025
Instrument	202516823
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 PARK AVE RM 1202, 1202, NEW YORK, NY 10022-7096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 BOULDERS PKWY STE 700, 700, NORTH CHESTERFIELD, VA 23225-4052
Investor	Possibly a Property Investor

December 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	JAMES CITY VA
Recording Date	Dec 5, 2025
Property Address	7063 CUNNINGHAM DR, TOANO, VA 23168-9559
Document Number	0202516853
Instrument Date	Nov 25, 2025
Instrument	202516853
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 BOULDERS PKWY STE 700, 700, NORTH CHESTERFIELD, VA 23225-4052
Investor	Possibly a Property Investor

December 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	JAMES CITY VA
Recording Date	Dec 5, 2025
Property Address	7063 CUNNINGHAM DR, TOANO, VA 23168-9559
Document Number	0202516825
Instrument Date	Nov 25, 2025
Instrument	202516825
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 BOUKLERS PARKWAY #700 # 700, 700, DENVER, CO 80202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00	$68,100 Land $68,100	$68,100 Land $68,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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