7062 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7062 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,188 sqft · built 1990
Lot Size	0.101 acres (4,401 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jan 2026)
Tax Bill	$5,649 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-16.3`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-16.3`
Alternative APNs	`308904000500010160030000` `04000500010160030000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	308 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,401 sqft (0.101 acres)
Lot Dimensions	293 ft deep x 15 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010160030000
Street Address	7062 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5244
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC 3 - LOT 7062
Legal Subdivision	UZANNE LAN
Legal Block	1
Legal Lot Number	16.003
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 HUNTING RD, ALBANY, NY 12205-2328
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Oct 22, 2018	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2021	Correction Deed · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Oct 20, 2004
Deed Document Number	20261477
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0000002418
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 22, 2026
Property Address	7062 SUZANNE LN, SCHENECTADY, NY 12303-5244
Document Number	0000000477
Map Reference	MAP 6909 FR 172
Instrument Date	Dec 3, 2025
Instrument	R2026-1477
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CATIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7062 SUZANNE LN, SCHENECTADY, NY 12303-5244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HUNTING RD, COLONIE, NY 12205-2328

Mortgage

Document Number	0000000478
Date	Jan 22, 2026
Instrument	R2026-1478

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2046

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7062 SUZANNE LN, SCHENECTADY, NY 12303-5244
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003581
Date	Oct 22, 2018
Instrument	R2018-23581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 27, 2021
Property Address	7062 SUZANNE LN, SCHENECTADY, NY 12303-5244
Document Number	0000002418
Map Reference	MAP 6909 DR 172
Instrument Date	Mar 26, 2021
Instrument	R2021-22418
Record Updated	Jul 14, 2022
Title Company	FIRST TITLE & AMP ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7062 SUZANNE LN, SCHENECTADY, NY 12303-5244

Mortgage

Document Number	0000002420
Date	Jul 27, 2021
Instrument	R2021-22420

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2036

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 22, 2018
Property Address	7062 SUZANNE LN, SCHENECTADY, NY 12303-5244
Document Number	0020183580
Book / Page	002018 / 023580
Instrument Date	Aug 13, 2018
Transaction Type	Transfer
Record Updated	Nov 13, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CHURCH RD #B ALBANY NY 122036103, B, ALBANY, NY 12203-6103

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,649.00 (+0.25%)
2025	$5,635.00 (+12.12%)	$188,000 (-) Land $38,000 Building $150,000	$250,667 (+13.33%) Land $50,667 Building $200,000
2023		$188,000 (-) Land $38,000 Building $150,000	$221,176 (+7.06%) Land $44,706 Building $176,470
2022		$188,000 Land $38,000 Building $150,000	$206,593 Land $41,758 Building $164,835
2021	$5,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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