7061 Switchboard Rd, Spencer, IN 47460 Property Records

Owen County property record for 7061 Switchboard Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,720 sqft · built 2016
Lot Size	13.4 acres (583,704 sqft)
Owner	2 Individual Names on File
Last Sale	$277,970 (Jun 2024)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Oct 2011 Mortgage May 2014 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-17-28-400-430.000-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-28-400-430.000-016`
Alternative APN	`00000981072`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	583,704 sqft (13.4 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	231 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000981072
Street Address	7061 SWITCHBOARD RD
City	SPENCER
State	IN
Zip	47460-5959
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	IN SE S28 T9 R3 13.4A
Legal Range	3
Legal Township	9
Legal Section	28
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	955900

Owner

7061 Switchboard Rd, a rural home, is owned and occupied by two individuals who bought it in June 2024.

Source: Owen County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7061 SWITCHBOARD RD, SPENCER, IN 47460-5959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2011	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK
May 21, 2014	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jun 4, 2024	Warranty Deed, Transfer · Conventional Mortgage OWEN COUNTY STATE BANK
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Prior Sale	Apr 13, 2021 · Amount on File
Deed Document Number	2024236783
Record Updated	Sep 20, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7061 SWITCHBOARD RD, SPENCER, IN 47460-5959
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000188527
Date	Oct 21, 2011
Instrument	188527

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Sep 30, 2019

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7061 SWITCHBOARD RD, SPENCER, IN 47460-5959
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198119
Date	May 21, 2014
Instrument	198119

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Jun 4, 2024
Property Address	7061 SWITCHBOARD RD, SPENCER, IN 47460-5959
Document Number	0000236783
Instrument Date	May 31, 2024
Instrument	236783
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7061 SWITCHBOARD RD, SPENCER, IN 47460-5959

Mortgage

Document Number	0000236784
Date	Jun 4, 2024
Instrument	236784

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 13, 2021
Property Address	7061 SWITCHBOARD RD, SPENCER, IN 47460-5959
Document Number	0000224420
Instrument Date	Apr 9, 2021
Instrument	224420
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7061 SWITCHBOARD RD, SPENCER, IN 47460-5959

Mortgage

Document Number	0000224421
Date	Apr 13, 2021
Instrument	224421

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7061 Switchboard Rd was $2,031 with a homeowner's exemption, down 13.2% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00 (-13.17%) Homeowner's exemption	$335,900 Land $33,800 Building $302,100	$335,900 Land $33,800 Building $302,100
2024	$2,339.00 (+1.56%)
2023	$2,303.00 (-8.25%)	$303,500 Land $28,400 Building $275,100	$303,500 Land $28,400 Building $275,100
2022	$2,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7061 Switchboard Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7061 Switchboard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smithville Communications DSL	25 / 3

Cell Coverage

No cell data coverage reported

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