706 Witmore Rd, Wingate, NC 28174 Property Records

Union County property record for 706 Witmore Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,265 sqft · built 1961
Lot Size	3.92 acres (170,755 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (May 2021)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-028-002`

Property Details

APN / Parcel Number

Primary APN	`09-028-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	170,755 sqft (3.92 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	706 WITMORE RD
City	WINGATE
State	NC
Zip	28174-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 WING
Legal Description	8098-656
Legal Subdivision	ESTATE LANDS OF R P WITMORE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1039
Census Tract	20702

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 WITMORE RD, WINGATE, NC 28174-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 12, 2021	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	Jun 6, 2006 · Amount on Record
Deed Document Number	202122625
Deed Book / Page	8098 / 656
Prior Transfer Date	Nov 25, 1998
Prior Transfer Doc	0000067752
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	706 WITMORE RD, WINGATE, NC 28174-9783
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007015113
Date	Sep 14, 2017
Book Page	7015/113
Instrument	0027083

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 12, 2021
Property Address	706 WITMORE RD, WINGATE, NC 28174-9783
Document Number	0008098656
Book / Page	8098 / 656
Instrument Date	May 11, 2021
Instrument	22625
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1239 QUEENSGATE ST, 1239, GASTONIA, NC 28054-5780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 WITMORE RD, WINGATE, NC 28174-9783

Mortgage

Document Number	0000022626
Date	May 12, 2021
Instrument	22626

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0008114259
Date	May 26, 2021
Book Page	8114/259
Instrument	24934

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (+25.26%)	$241,100 (+62.03%) Land $67,800 Building $173,300	$241,100 (+62.03%) Land $67,800 Building $173,300
2023	$974.00	$148,800 Land $43,600 Building $105,200	$148,800 Land $43,600 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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