706 Whitaker Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 706 Whitaker Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	925 sqft · built 1989
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Oct 2023)
Tax Bill	$1,113 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43757`

Property Details

APN / Parcel Number

Primary APN	`43757`
Alternative APNs	`1319615` `1359356`

Interior

Stories	1 Story
Building Area	925 sqft Finished Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Metal
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	80 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1359356
Street Address	706 WHITAKER RD
City	SHELBY
State	NC
Zip	28152-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	.62 AC RD 1164
Legal Subdivision	BEAVER DAM AREA
Legal Block	1
Legal Lot Number	153
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2001
Census Tract	951501

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 HERITAGE DR, KINGS MOUNTAIN, NC 28086-9253
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 21, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	2023200093632
Deed Book / Page	1909 / 842
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 30, 2023
Property Address	706 WHITAKER RD, SHELBY, NC 28152-1046
Document Number	0019090842
Book / Page	1909 / 842
Instrument Date	Oct 30, 2023
Instrument	200093632
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 VALET CT, FOREST CITY, NC 28043-8240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HERITAGE DR, KINGS MOUNTAIN, NC 28086-9253

Mortgage

Document Number	0001909845
Date	Oct 30, 2023
Instrument	1909/845

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	WHITAKER RD, NC
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018610879
Date	Dec 28, 2021
Book Page	1861/879
Instrument	200066278

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 21, 2018
Property Address	WHITAKER RD, NC
Document Number	0017631420
Book / Page	1763 / 1420
Instrument Date	Mar 10, 2018
Instrument	2018-011511
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 WHITAKER RD, 706, SHELBY, NC 28152-1046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 VALET CT, FOREST CITY, NC 28043-8240

Mortgage

Document Number	0017631422
Date	Mar 21, 2018
Book Page	1763/1422
Instrument	200011512

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,113.00 (+7.23%)	$163,532 (-) Land $21,014 Building $142,518	$163,532 (-) Land $21,014 Building $142,518
2025	$1,038.00	$163,532 (+76.34%) Land $21,014 Building $142,518	$163,532 (+76.34%) Land $21,014 Building $142,518
2023		$92,739 Land $17,512 Building $75,227	$92,739 Land $17,512 Building $75,227

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Whitaker Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures