706 Welsh Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 706 Welsh Dr, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,072 sqft · built 2002
Lot Size	0.379 acres (16,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,700 (Nov 2002)
Tax Bill	$1,854 (2026)
Deeds & Mortgages	May 2022 Line of Credit Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51A6-1 B-396`

Property Details

APN / Parcel Number

Primary APN	`51A6-1 B-396`
Alternative APNs	`051A6 1 B 396` `8199`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,527 sqft (0.379 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	8199
Street Address	706 WELSH DR
City	RUTHER GLEN
State	VA
Zip	22546-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT B396
Legal Subdivision	LAKE LAND
Legal Lot Number	B396
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1014
Census Tract	30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 WELSH DR, RUTHER GLEN, VA 22546-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Aug 30, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 9, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2002 · Amount on Record
Deed Sale	Nov 12, 2002 · Amount on Record
Deed Book / Page	605 / 371
Last Transfer Date	Jul 23, 2021
Transfer Doc	1458925
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	706 WELSH DR, RUTHER GLEN, VA 22546-1155
Transaction Type	Mortgage
Record Updated	Jun 14, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 WELSH DR, RUTHER GLEN, VA 22546-1155

Mortgage

Document Number	0001498980
Date	May 17, 2022
Book Page	1498/980
Instrument	220002439

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	LADYSMITH, VA 22501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE VA
Recording Date	Aug 30, 2021
Property Address	706 WELSH DR, RUTHER GLEN, VA 22546-1155
Document Number	1458925
Book / Page	1458 / 925
Map Reference	MB 205 PG 382
Instrument Date	Jul 23, 2021
Instrument	210005266
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	706 WELSH DR, RUTHER GLEN, VA 22546-1155

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	706 WELSH DR, RUTHER GLEN, VA 22546-1155
Document Number	1268916
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 WELSH DR RUTHER GLEN VA 225461155, RUTHER GLEN, VA 22546-1155

Mortgage

Document Number	1268916
Date	May 12, 2017
Book Page	001268/000916
Instrument	2259

Lender

Name	UNION BK&TR
Type	Funding / Finance Company
Address	LADYSMITH, VA 22501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,854.00 (-99.25%)	$319,550 (-1.54%) Land $50,000 Building $269,550
2025	$246,053.00	$324,550 Land $50,000 Building $274,550	$319,550 (-1.54%) Land $50,000 Building $269,550
2024			$324,550 Land $50,000 Building $274,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

706 Welsh Dr, Ruther Glen, VA 22546 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Welsh Dr

Nearby Streets

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