Jefferson County property record for 706 Waterside Dr, Harpers Ferry, WV 25425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,620 sqft · built 2021 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $104,900 (Apr 2011) |
| Tax Bill | $3,905 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20B-0006.0000 |
| Primary APN | 02-20B-0006.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| 1st Floor Area | 2,620 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Concrete |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 706 WATERSIDE DR |
|---|---|
| City | HARPERS FERRY |
| State | WV |
| Zip | 25425-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #6 WATERSIDE RESERVE |
| Legal Subdivision | WATERSIDE RESERVE |
| Legal Lot Number | 6 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | HARPERS FERRY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 972701 |
706 Waterside Dr is owned and occupied by two individuals who bought it in April 2011.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 WATERSIDE DR, HARPERS FERRY, WV 25425-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 25, 2021 | Deed, Construction Loan · Construction Mortgage JEFFERSON SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2011 · Amount on File |
| Deed Sale | Apr 25, 2011 · Amount on File |
| Deed Document Number | 201110747 |
| Deed Book / Page | 1092 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 706 WESTSIDE DR, HARPERS FERRY, WV 25425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 706 WATERSIDE DR, HARPERS FERRY, WV 25425-1704 |
| Document Number | 002431/208 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 2431/208 |
| Instrument | 202100020614 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Feb 25, 2021 |
| Property Address | 706 WESTSIDE DR, HARPERS FERRY, WV 25425 |
| Document Number | 001256/179 |
| Book / Page | 1256 / 179 |
| Map Reference | MB 24 PG 31 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 202100003235 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $588.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Document Number | 202100003236 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 202100003236 |
| Name | JEFFERSON SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 706 Waterside Dr was $3,905, up 0.9% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,905.00 (+0.88%) | $338,600 (+1.62%) Land $101,200 Building $237,400 | $564,333 (+1.64%) Land $168,667 Building $395,667 |
| 2025 | $3,871.00 | $333,200 Land $93,600 Building $239,600 | $555,200 Land $155,800 Building $399,400 |
| 2023 | $3,136.00 | $268,500 Land $50,700 Building $217,800 | $447,400 Land $84,400 Building $363,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Waterside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 706 Waterside Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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