Cleveland County property record for 706 Walker Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1961 |
| Lot Size | 0.221 acres (9,660 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $884 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73791 |
| Primary APN | 73791 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 9,660 sqft (0.221 acres) |
| Lot Dimensions | 161 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 360 sqft |
| Storage Building | 80 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 1166021 |
|---|---|
| Street Address | 706 WALKER DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-6428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | #10 WALKER DR PB8-53 |
| Legal Subdivision | PROPERTY OF KATHLEEN Y FOY |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 951200 |
706 Walker Dr is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 WALKER DR, SHELBY, NC 28152-6428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Mar 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 706 WALKER DR, SHELBY, NC 28152-6428 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0018941632 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 1894/1632 |
| Instrument | 200085140 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | BOILING SPRINGS, NC 28017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 706 WALKER DR, SHELBY, NC 28152-6428 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 706 WALKER DR, SHELBY, NC 28152-6428 |
| Document Number | 0018941400 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 1894/1400 |
| Instrument | 200085087 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2038 |
The 2026 property tax bill for 706 Walker Dr was $884, up 5.5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $884.00 (+5.49%) | $84,234 (-) Land $10,176 Building $74,058 | $84,234 (-) Land $10,176 Building $74,058 |
| 2025 | $838.00 | $84,234 Land $10,176 Building $74,058 | $84,234 Land $10,176 Building $74,058 |
| 2023 | $39,143 Land $8,776 Building $30,367 | $39,143 Land $8,776 Building $30,367 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Walker Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1990–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Walker Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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