Scotland County property record for 706 W Lovers Ln, Memphis, MO 63555
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1975 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,000 (Apr 1995) |
| Tax Bill | $821 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-10-03.2-06-03.2-03-05.000 |
| Primary APN | 2-10-03.2-06-03.2-03-05.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 11,718 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 706 W LOVERS LN |
|---|---|
| City | MEMPHIS |
| State | MO |
| Zip | 63555-1929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK1 MCPHERSON & RUTH |
| Legal Range | 11W |
| Legal Township | 65N |
| Legal Section | 06 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SCOTLAND MO |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 480200 |
706 W Lovers Ln is owned and occupied by two individuals who bought it in April 1995.
Source: Scotland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 W LOVERS LN, MEMPHIS, MO 63555-1929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1995 · Amount on File |
| Deed Sale | Apr 1, 1995 · Amount on File |
| Deed Book / Page | 281 / 506 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 706 W Lovers Ln was $821.
Source: Scotland County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scotland County |
| Municipality | Memphis City |
| Unified School District | Scotland County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $821.00 | $11,210 Land $800 Building $10,410 | $58,980 Land $4,210 Building $54,770 |
| 2023 | $10,000 Land $710 Building $9,290 | $52,660 Land $3,760 Building $48,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 706 W Lovers Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 706 W Lovers Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS PWS serves 1,822 people · EPA ID MO2010513 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2024 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Missouri Rural Telephone Company Fiber | 1,000 / 1,000 |
| Mark Twain Communications Company Fixed Wireless | 300 / 50 |
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